Bryan Payne, Mortgage Banker
4419 Pheasant Ridge Road
Roanoke, Virginia 24014
Phone: 540.772.7202
Fax: 540.772.7203
Email: bryanpayne@atlanticbay.com
Website: www.atlanticbay.com/bryanpayne
About Me:
When I look back to 1999, I can see why I was drawn to the mortgage business. That was the year I put down roots in Roanoke, Virginia. I’m proud to say I’ve been a member of that fine community ever since then. I love helping my clients discover how great it is to upgrade their quality of life with a new home, whether they are first-time homebuyers or next-time homebuyers – or upgrading their current home with cash from a refi on their current home.
I am doing business in and licensed in Virginia. I have been in some form of financing for 15+ years. I became a loan officer in February 2002, and have never looked back. I truly enjoy what I do and hope that I get the opportunity to show you personally. You’ll find I’m very skillful at my job, and that I’m a good listener. Tell me what your hopes and dreams are for your future housing situation, and I’ll show you how to make those dreams a reality through just the right kind of mortgage, of which there are many. I have experience in closing conventional, FHA, VA, VHDA and USDA loans.
My Resume:
2008-present Atlantic Bay Mortgage Group – Mortgage Banker
2002-2006 Sallie Mae Mortgage – Assistant Branch Manager
2002-2006 SLM Financial/Sallie Mae Mortgage – Loan Officer
1998-2002 Wachovia Bank, NA – Financial Specialist, Customer Service Representative
Organizations
Cystic Fibrosis Foundation
MS Society
I am a huge supporter of both these foundations and try to do as much as I can to volunteer for functions that take place as well as help increase sponsorship.
Preferred Partners
Acquisition Title and Settlement
3140 Chapparral Drive SW, Suite C-107
Roanoke, VA 24018
Phone: 540.989.0884
Fax: 540.989.0959


Bryan was amazing! As first-time home buyers we were clueless about the process. Bryan was in consant contact with us and relly helped us feel comfortable with everything. All questions and concerns were answered very promptly. We would recommend Bryan ANYONE and EVERYONE!
- Christopher H./Tiffany G., Roanoke, VA
Bryan was professional, courteous and fantastic to work with on this refinance. – Debra W., Elliston, VA
Bryan is wonderful. He made the process fun and stress-free. I’ve used Bryan for two other loans. – Susan S., Roanoke, VA
You exceedd my expectations and went above and beyond! Thank you so very much! – Chrisandra and Samuel K., Rocky Mount, VA
Bryan was very professional and informative. I would recommend him to anyone who wants the best service possible. Excellent. – Donna F., Roanoke, VA
Bryan was so attentive to every detail of my loan. This is the second mortgage he has helped me with. I never felt pressured or rushed to move forward with any decision. I felt like “Bryan was honest and truly cared about helping me get the best loan for my circumstance – I would definitely recommed him again!
- Jennifer B., Roanoke, VA
Bryan was very helpful. He took time to explain the process so we could understand it. He answered all of our questions and worked hard to get the best interest rate possible. – Jay and Judy G., Bedford, VA
Mr. Payne was very professional, friendly and efficient throughout my loan process. You are very lucky to have him aboard! – Anthony M., Roanoke, VA
I wanted to thank Bryan Payne and Atlantic Bay Mortgage for making my loan process so smooth and stress free. … I am thankful that Bryan was so thorough and honest with me the entire time – from our first conversation on the phone until the day he was sitting with me at closing. I will be sure to recommend Bryan Payne and Atlantic Bay to anyone. – Jennifer E.
Now that all the papers are signed and I’ve breathed a heart-felt sigh of relief, both Bo and I want to take this opportunity to thank you formally for your work with regard to the refinancing of our home. Financial transactions such as mortgage refinancing are convoluted and complicated to those who are not in the business, and the current economic climate is such that even attempting the process seemed beyond us. … Your patience with my concerns, your ability to explain the requirements and make problems understandable, and your frequent and unfailingly positive communications are all hallmarks of exceptional customer service. – Carolyn B., Roseland, VA
We are enjoying the new house. We thank you so much for all of your help during the loan process. Your explanation for each step of the loan process was very informative and communicated on a level we could understand. We also appreciate you going the extra mile to use the ‘left over’ money at closing to pay for a survey that we would not otherwise have had due to the high cost. You are also a great guy and a fun person to be around. … We will certainly send those in need of a loan directly to you. Thank you so much for making this the easiest home loan ever! – Brett and Amy P.
We truly cannot say enough great things about the experience we had buying a house with Bryan Payne. … We felt very confident that Bryan was very competent at what he does and he made us feel very comfortable with the purchase of our first house! … Our Realtor called us and told us that he had never seen a mortgage banker with his act together like Bryan! We both highly recommend Bryan to anyone who is looking for a mortgage banker for the purchase of a house! – Tiffany and Cole H.
Regarding my experience with Bryan Payne with Atlantic Bay Mortgage, words cannot express my gratitude. I went to Atlantic Bay when purchasing my home here after a relocation after the death of my husband. The kindness, patience and level of professionalism that I received is beyond words! … I also HIGHLY recommend him to anyone I hear is looking for a mortgage company, even a strange lady behind me int the Kroger line that was talking on her cell phone about needing to find someone ‘who knew what they were doing’ to help with a home loan! – Rhonda I.
Bryan was wonderful! I wouldn’t be in my house without him!! – Crystal V., Roanoke, VA