Atlantic Bay Mortgage Group

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Get an early jump on the joy of giving with Atlantic Bay Mortgage Group’s annual Angel Tree for the Elderly program!

To participate, come by our Atlantic Bay Mortgage Group Radford, Smith Mountain Lake, Galax, Virginia Beach, Chesapeake, Salem, or Jacksonville office from Nov. 14-Dec. 5. Pull a numbered paper Angel ornament from the Angel Tree [...]

Your journey to the joy of homeownership starts here.
 
 
What’s the first thing I should do?
The idea of purchasing your first home is bound to bring many questions to mind. This is a natural reaction, as it is one of the biggest decisions you will ever make in your life. Rest assured our team is here [...]

Zero Down is still around!
To most Americans, home ownership represents “the good life” and is considered the American Dream. At Atlantic Bay we agree, and believe that one of the most basic human needs is the feeling of security. Of course there is no better symbol of security than owning a home. Unfortunately, [...]

Unlock your home’s equity.
At Atlantic Bay Mortgage Group we feel that the relationship is just beginning when you purchase a home. The genuine care and consultation of our clients is our highest mission and we want to be your Mortgage Consultant for Life.
Right now you could be paying hundreds or even thousands of extra [...]

We support our Active Duty, Reservist and Retired Service Borrowers!
Because of your honorable service to our country, Atlantic Bay Mortgage Group and the Department of Veterans affairs wants to help you purchase or refinance your home with a VA-Guaranteed Home Loan.
The main purpose of the VA home loan program is to help veterans finance the [...]

Use your home to stay in your home!
What is a Reverse Mortgage?
A Reverse Mortgage is a loan that enables senior homeowners to convert part of their home’s equity into tax-free income.
How do I qualify?
You do have to:

be a homeowner 62 or older
be living in the home as your primary residence,
have equity in your home.

You don’t [...]

Your mortgage will fit your situation, perfectly!
How you can get the best possible mortgage?
Before you apply for a mortgage, consult with an Atlantic Bay Mortgage Banker. After taking your unique situation into account, their job is to present all the mortgage options available to you, whether you’re a first-time homebuyer or wanting to refinance your [...]

Your personal Mortgage Banker can help.
Analyzing your credit
If your less-than-perfect credit score is holding you back from applying for a mortgage, don’t let that keep you from contacting an Atlantic Bay Mortgage Banker. We can help you analyze a computerized report, available through the mortgage software used at Atlantic Bay, that will identify the areas [...]