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Bob Williams, Vice President

Bob Williams, Vice President

Salem Office 1615 East Main Street Salem, Virginia 24153 Cell: 540.537.3112 Phone: 540.986.0270 ext. 309 Fax: 888.593.4349 Email: bobwilliams@atlanticbay.com Website: www.atlanticbay.com/bobwilliams

Melvin Scales, Branch Manager

Melvin Scales, Branch Manager

Salem Office 1615 East Main Street Salem, Virginia 24153 Cell: 540.354.7957 Phone: 540.986.0270 ext. 313 Fax: 540.986.0284 Email: melvinscales@atlanticbay.com Website: www.atlanticbay.com/melvinscales

Janie Miles, Mortgage Banker

Janie Miles, Mortgage Banker

Salem Office 1615 East Main Street Salem, Virginia 24153 Cell: 540.293.4285 Phone: 540.986.0270 ext. 320 Fax: 540.986.0282 Email: janiemiles@atlanticbay.com Website: www.atlanticbay.com/janiemiles Biography: Being named one of Atlantic Bay Mortgage Group’s leading mortgage bankers, Janie Miles brings five successful years of experience in SW Virginia’s real estate sales industry. Janie offers a wealth of experience ranging [...]

Jason Bialek, Senior Mortgage Banker

Jason Bialek, Senior Mortgage Banker

Salem Office 1615 East Main Street Salem, Virginia 24153 Phone: 540.986.0270 ext. 3225 Fax: 540.986.0284 Email: jasonbialek@atlanticbay.com Website: www.atlanticbay.com/jasonbialek Biography: Jason has lived in southwest Roanoke County for most of his life. He is a graduate of Cave Spring High School class of ’95 and Radford University class of ’99. He received his MBA in [...]

Kelli Mowbray, Senior Mortgage Banker

Kelli Mowbray, Senior Mortgage Banker

Salem Office 1615 East Main Street Salem, Virginia 24153 Cell: 540.580.3227 Phone: 540.986.0270 ext. 307 Fax: 540.986.0284 Email: kellimowbray@atlanticbay.com Biography Kelli Mowbray came to Atlantic Bay Mortgage Group in January 2005 with 3 years previous experience in the mortgage industry. She is a native of Galax, Virginia and has lived in the Roanoke Valley for [...]

Michael Yates, Mortgage Banker

Michael Yates, Mortgage Banker

Salem Office 1615 East Main Street Salem, Virginia 24153 Cell: 540.314.0142 Phone: 540.986.0270 ext. 324 Fax: 540.986.0284 Email: mikeyates@atlanticbay.com Website: www.atlanticbay.com/mikeyates Looking to Refi? I’m your guy. I started out in the mortgage business lowering client’s monthly payments and improving their cash flow by using different kinds of refinancing tools. If you’re looking to purchase [...]

Rick Eaton, Certified Mortgage Planning Specialist

Rick Eaton, Certified Mortgage Planning Specialist

Salem Office 1615 East Main Street Salem, Virginia 24153 Phone: 540.986.0270 ext. 305 Email: rickeaton@atlanticbay.com Website: www.atlanticbay.com/rickeaton Biography: I graduated from High Point College with BS degrees in both Business Administration and Economics. Prior to joining Atlantic Bay Mortgage Group in 1997, I worked in customer service for 17 years. I was attracted to this [...]

Rick McCrary, Mortgage Banker/Reverse Mortgage Specialist

Rick McCrary, Mortgage Banker/Reverse Mortgage Specialist

Salem Office 1615 East Main Street Salem, Virginia 24153 Phone: 540.309.2047 Fax: 540.387.3852 Email: rickmccrary@atlanticbay.com Website: www.atlanticbay.com/rickmccrary Biography: I am 58 years old and a husband of 36 years, a father of 2 married daughters and grandfather of 1 grandson. Over the years I have utilized the equity available in my home to help provide [...]

Scott Greenway, Mortgage Banker

Scott Greenway, Mortgage Banker

Salem Office 1615 East Main Street Salem, Virginia 24153 Phone: 540.986.0270 Fax: 540.986.0284 Email: scottgreenway@atlanticbay.com Website: www.atlanticbay.com/scottgreenway

Steve Swicegood, Mortgage Banker

Steve Swicegood, Mortgage Banker

Salem Office 1615 East Main Street Salem, Virginia 24153 Cell: 540.239.2996 Phone: 540.986.0270 ext. 315 Fax: 540.986.0284 Email: stephenswicegood@atlanticbay.com Website: www.atlanticbay.com/steveswicegood Biography: I have lived and worked in the New River Valley since 1989 when I attended Radford University. I currently reside in Riner with my wife and 2 year-old daughter. I look forward to [...]