Salem Office

1615 East Main Street
Salem, Virginia 24153
Cell: 540.537.3112
Phone: 540.986.0270 ext. 309
Fax: 888.593.4349
Email: bobwilliams@atlanticbay.com
Website: www.atlanticbay.com/bobwilliams

Salem Office

1615 East Main Street
Salem, Virginia 24153
Cell: 540.354.7957
Phone: 540.986.0270 ext. 313
Fax: 540.986.0284
Email: melvinscales@atlanticbay.com
Website: www.atlanticbay.com/melvinscales

Salem Office

1615 East Main Street
Salem, Virginia 24153
Cell: 540.293.4285
Phone: 540.986.0270 ext. 320
Fax: 540.986.0282
Email: janiemiles@atlanticbay.com
Website: www.atlanticbay.com/janiemiles

Biography:

Being named one of Atlantic Bay Mortgage Group’s leading mortgage bankers, Janie Miles brings five successful years of experience in SW Virginia’s real estate sales industry. Janie offers a wealth of experience ranging from construction mortgage financing to creative financing for the self-employed borrower. Understanding that every financial situation is unique, quality information and timely communication are key to the highest level of client satisfaction. Capitalizing on cutting-edge technology in communication, processing, and in-house underwriting, Janie has the tools available to delivery a systematic loan process. In a continuously changing industry, the guidelines and products are rapidly modified. Janie provides clients the most secure products at the best rates available. Familiar with real estate investing, Janie is accustomed to the process of investment purchasing and property management. She has undertaken projects involving private fixer-uppers and HUD foreclosures. Why not let her help you with your mortgage needs? Call Janie Today!

Preferred Partners

Oddfella

Wendy Plattus

Salem Office

1615 East Main Street
Salem, Virginia 24153
Phone: 540.986.0270 ext. 3225
Fax: 540.986.0284
Email: jasonbialek@atlanticbay.com
Website: www.atlanticbay.com/jasonbialek

Biography:

Jason has lived in southwest Roanoke County for most of his life. He is a graduate of Cave Spring High School class of ’95 and Radford University class of ’99. He received his MBA in ’03 from the University of Phoenix. Visit www.jasonbialek.com

Salem Office

1615 East Main Street
Salem, Virginia 24153
Cell: 540.580.3227
Phone: 540.986.0270 ext. 307
Fax: 540.986.0284
Email: kellimowbray@atlanticbay.com

Biography

Kelli Mowbray came to Atlantic Bay Mortgage Group in January 2005 with 3 years previous experience in the mortgage industry. She is a native of Galax, Virginia and has lived in the Roanoke Valley for 20 years. Having bought her first home as a single woman in the 1990’s, she understands that a home is the single largest investment most people ever purchase and takes great pride in helping everyone achieve that milestone. Her knowledge, honesty, integrity, and professionalism have made her our highest rated mortgage consultant for customer satisfaction in the Salem office. Outside of work, Kelli and her husband, Rick enjoy scuba diving, traveling the world, and managing their underwater photography business. They share their photo galleries and adventures via their website www.bluewatervisions.com.

Preferred Partners

Salem Office

1615 East Main Street
Salem, Virginia 24153
Cell: 540.314.0142
Phone: 540.986.0270 ext. 324
Fax: 540.986.0284
Email: mikeyates@atlanticbay.com
Website: www.atlanticbay.com/mikeyates

Looking to Refi? I’m your guy.

I started out in the mortgage business lowering client’s monthly payments and improving their cash flow by using different kinds of refinancing tools. If you’re looking to purchase a home, I’ve also got the mortgage skills to put the best possible deal together for you! Call me today, or – better yet click on the Apply Now button!

About Me

• Born and raised in the Roanoke Valley.
• Graduated from Lord Botetourt High School.
• Business degree from Concord University.
• 3 years experience in refinancing and mortgage consulting.

Salem Office

1615 East Main Street
Salem, Virginia 24153
Phone: 540.986.0270 ext. 305
Email: rickeaton@atlanticbay.com
Website: www.atlanticbay.com/rickeaton

Biography:

I graduated from High Point College with BS degrees in both Business Administration and Economics. Prior to joining Atlantic Bay Mortgage Group in 1997, I worked in customer service for 17 years. I was attracted to this company by the opportunity to help clients purchase their first home and achieve their financial goals. Outside of my career, I’m involved in the local Kiwanis Club as well as other areas of community service. In my spare time, I enjoy sports, especially golfing, and spending time with my family. I take continuing education courses in mortgage financing and have completed certification for CMPS®. Whether you need to refinance your mortgage or obtain financing for a new home, I have hundreds of mortgage programs at my fingertips. Fill out my quick and easy online application and let me find the right one for you!

Preferred Partners

Salem

Ann Thompson

Salem Office

1615 East Main Street
Salem, Virginia 24153
Phone: 540.309.2047
Fax: 540.387.3852
Email: rickmccrary@atlanticbay.com
Website: www.atlanticbay.com/rickmccrary

Biography:

I am 58 years old and a husband of 36 years, a father of 2 married daughters and grandfather of 1 grandson. Over the years I have utilized the equity available in my home to help provide for college, weddings, investment property, vacation homes and other needs and wants. I have seven years of mortgage experience as a Mortgage Banker with all types of mortgage programs and now specialize in Equity Management and Senior Reverse Mortgage Education. As an Equity Management Strategist I work closely with you, your CPA, your Financial Planner and your Insurance Professional to identify your needs and wants and help determine the best solution to achieve these goals. Wise use of equity can help you upgrade to a larger home, buy a vacation home, purchase investment property or make other intelligent investments. As a Reverse Mortgage Specialist I can help you, your parents, relatives or friends over the age of 62 to understand and possibly benefit from the use of a Reverse Mortgage to help provide many necessities and desires for quality retirement living. Please contact me for a confidential no obligation assessment of your situation.

Salem Office

1615 East Main Street
Salem, Virginia 24153
Phone: 540.986.0270
Fax: 540.986.0284
Email: scottgreenway@atlanticbay.com
Website: www.atlanticbay.com/scottgreenway

Salem Office

1615 East Main Street
Salem, Virginia 24153
Cell: 540.239.2996
Phone: 540.986.0270 ext. 315
Fax: 540.986.0284
Email: stephenswicegood@atlanticbay.com
Website: www.atlanticbay.com/steveswicegood

Biography:

I have lived and worked in the New River Valley since 1989 when I attended Radford University. I currently reside in Riner with my wife and 2 year-old daughter. I look forward to helping you with all your mortgage needs including buying a home, refinancing, or consolidating debt. Give me a call or apply on-line today!

Preferred Partners

Arthur Cennamo

Alison Whittaker

Coy Carter

Roger Lafon