Zero Down Home Loans

Zero Down is still around!

To most Americans, home ownership represents “the good life” and is considered the American Dream. At Atlantic Bay we agree, and believe that one of the most basic human needs is the feeling of security. Of course there is no better symbol of security than owning a home. Unfortunately, many people do not realize how easy owning a home can be, or that they can afford to buy a home.

If you think that you need $10,000?$20,000 to buy a home, then we are here to help. Recently a couple was referred to us who were in the process of planning and paying for their wedding. They were so excited about the big day, and wanted to start their new life together in a brand new home that they could call their own. They were frustrated because everywhere they went everyone told them they needed at least a 5% down payment, and because of the wedding, they just did not have it. They both had good jobs but the wedding had gotten larger than they had expected.

We sat down with them and went over their goals and found out what was important to them. We showed them how they could buy a new home, in a great neighborhood, with one of our zero-down home loans. The seller of the home they found was even willing to pay the closing costs, so they only came out-of-pocket with a few hundred dollars. They were ecstatic!

We are here to help you and your friends and family achieve your dreams, just like this couple. Atlantic Bay still offers four home loan products that allow financing up to 103%. Our mortgage bankers are here to help you through the entire process from start to finish and be your Mortgage Consultant for Life. Contact us today for a free consultation on your personal situation.