Adrienne

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

I love educating clients on the homebuying process because I, like many others, was left in the dark when it came to buying.

I’m a native of North Carolina and graduated from High Point Central High in High Point, NC. I later obtained my undergrad at Guilford College with a major in Criminal Justice and a minor in Human Resources, then my MBA at Strayer University. Oddly enough, the career I love more than any other is being in the mortgage industry, which doesn’t require a degree at all. While working in other industries, I would teach people who’d never owned a home what it takes to obtain a home; often, they’d be first-time homebuyers and the first in their families to purchase what was always perceived as impossible, a home. Additionally, I was homeless for a period in my life and lost everything. I had to start all over, so I know what it feels like to be looked upon as though you’re nothing.

I have more than ten years of mortgage experience, and I really enjoy helping people, regardless of their background, obtain their dream home. People choose to work with me because I don’t just pull credit, I take a complete application so I can tell you where you are and what it’ll take to get to where you want to be. We all have our own unique set of circumstances.

I specialize in Government loans, VA, FHA, and USDA (I do Conventional as well) because most of the clients I help don’t always have perfect credit or the means to make a large down payment. As a disabled veteran myself, I understand how a well-versed Mortgage Banker can result in being placed in the right loan program versus the wrong loan program. The first home I bought was with a Conventional loan because my Loan Officer wasn’t familiar with VA loans. I found out years later about the differences in loan programs, so I vowed to always do what is best for the clients rather than view them as “just another number.”

I’m a native of North Carolina and graduated from High Point Central High in High Point, NC. I later obtained my undergrad at Guilford College with a major in Criminal Justice and a minor in Human Resources, then my MBA at Strayer University. Oddly enough, the career I love more than any other is being in the mortgage industry, which doesn’t require a degree at all. While working in other industries, I would teach people who’d never owned a home what it takes to obtain a home; often, they’d be first-time homebuyers and the first in their families to purchase what was always perceived as impossible, a home. Additionally, I was homeless for a period in my life and lost everything. I had to start all over, so I know what it feels like to be looked upon as though you’re nothing.

I have more than ten years of mortgage experience, and I really enjoy helping people, regardless of their background, obtain their dream home. People choose to work with me because I don’t just pull credit, I take a complete application so I can tell you where you are and what it’ll take to get to where you want to be. We all have our own unique set of circumstances.

I specialize in Government loans, VA, FHA, and USDA (I do Conventional as well) because most of the clients I help don’t always have perfect credit or the means to make a large down payment. As a disabled veteran myself, I understand how a well-versed Mortgage Banker can result in being placed in the right loan program versus the wrong loan program. The first home I bought was with a Conventional loan because my Loan Officer wasn’t familiar with VA loans. I found out years later about the differences in loan programs, so I vowed to always do what is best for the clients rather than view them as “just another number.”

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,305.00
Monthly Payment
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1,013
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.