Bobby

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

What sets me apart is my unique ability to help my clients overcome obstacles that transform their dreams into reality.

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More than 30 years ago, a friend presented me with the opportunity to get started in the mortgage business. After some convincing, because I wasn’t sure that it was for me, I took a leap of faith and got started. As it turns out, helping homebuyers and homeowners plan for their financial futures and achieve their homeownership dreams is my passion.

Every client’s financial background, needs, and goals are different, so I make sure to prioritize communication from the start. While I’ve helped all types of homebuyers and more than 5,400 families along their home loan journeys, I specialize in first-time homebuyer, VA, and FHA loans.

I’m an active member of the Mortgage Bankers Association of Georgia and Central Georgia Board of REALTORS®. I volunteer for two of my favorite non-profits, Ellie’s Elves and Sacred Heart Catholic Church. When I’m not working, a lot of my time is with my wife, Cindy, daughter, Joni, sons, Jonathan and Greg, grandson, Hunter, and granddaughters, Jesslyn and Windsor Grace. I also enjoy watching football, RV camping, being in the mountains, and riding my tractor.

More than 30 years ago, a friend presented me with the opportunity to get started in the mortgage business. After some convincing, because I wasn’t sure that it was for me, I took a leap of faith and got started. As it turns out, helping homebuyers and homeowners plan for their financial futures and achieve their homeownership dreams is my passion.

Every client’s financial background, needs, and goals are different, so I make sure to prioritize communication from the start. While I’ve helped all types of homebuyers and more than 5,400 families along their home loan journeys, I specialize in first-time homebuyer, VA, and FHA loans.

I’m an active member of the Mortgage Bankers Association of Georgia and Central Georgia Board of REALTORS®. I volunteer for two of my favorite non-profits, Ellie’s Elves and Sacred Heart Catholic Church. When I’m not working, a lot of my time is with my wife, Cindy, daughter, Joni, sons, Jonathan and Greg, grandson, Hunter, and granddaughters, Jesslyn and Windsor Grace. I also enjoy watching football, RV camping, being in the mountains, and riding my tractor.

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What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
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870
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.