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See what my clients have experienced through their mortgage journey.

Emily was very accommodating and helpful at every step of the process. She was communicative and made the refinance process easy for us.
Melissa R.
BirdEye
Emily was fantastic! She went above and beyond to answer all of our questions and concerns when we were refinancing our home. I’m so glad she…
James K.
BirdEye
Emily was magnificent to work with and helped us seamlessly finance our new home. Her level of care and attention was superior!
Melanie D.
BirdEye

Atlantic Bay made it happen! They gave me the loan I needed so that I didn’t have to come out of pocket. From the beginning to the end, Atlantic Bay was very efficient.

Shorter Family
Atlantic Bay Customers
My experience was absolutely wonderful. Every step was clearly explained and any were answered to our understanding. That is so important and we…
Charlotte T.
BirdEye
I highly recommend Emily Coulter as a lender partner. She is fantastic to work with. She is very professional, knowledgeable, punctual and…
Barbara B.
Facebook

The relationship with Atlantic Bay through the whole process was amazing. We knew that no matter what time of day we could always trust and rely on [them] to come through.

Caitlin & Kyle
Atlantic Bay Customers
Emily and her team were exceptional in handling my loan. I felt like I was her only client. She called and texted me often. Everything was…
Marissa K.
BirdEye
Highly recommend working with Emily! She is very caring, knowledgeable, and professional - exactly what you want in a mortgage banker.
Tiffany J.
Facebook
Emily was such a pleasure to work with. She was extremely knowledgeable and helpful throughout the whole process. She checked in on us weekly to…
Jacob P.
BirdEye

I wanted to buy a home because I wanted a place for my kids to grow up at. The whole process from picking out my home to closing date took 30 days. [Atlantic Bay] was with me every step of the way.

Tate Family
Atlantic Bay Customers
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