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See what my clients have experienced through their mortgage journey.

Heather Todd was amazing to work with. She was always available and made my purchase a smooth & enjoyable process. I will use Heather for any of…
Davione H.
Recent Homebuyer
Heather was not only very professional but she truly went above and beyond to reassure, help and make the process as easy as possible, she is a…
Richard H. and Cynthia H.
Recent Homebuyer
Exceptional customer service from Heather Todd and her assistants! Goes above and beyond with her work and personal ethics.
William S. and Cynthia S.
Recent Homebuyer

Atlantic Bay made it happen! They gave me the loan I needed so that I didn’t have to come out of pocket. From the beginning to the end, Atlantic Bay was very efficient.

Shorter Family
Atlantic Bay Customers
Heather is amazing! Really & truly - so professional, knowledgeable, patient, organized, available - can't say enough about her. Our experience…
Justin R. and Rachael V.
Recent Homebuyer
I loved the honesty and forward answers to all my questions. I wasn't told what they thought I wanted to hear i was always told the truth. The…
Michael W.
BirdEye

The relationship with Atlantic Bay through the whole process was amazing. We knew that no matter what time of day we could always trust and rely on [them] to come through.

Caitlin & Kyle
Atlantic Bay Customers
Heather Todd is the best! Have used her 5+ times and I keep sending people her way that won't go anywhere else now. Huge asset to your team.
Erick P.
BirdEye
I have nothing but wonderful things to say about Heather and her team at Atlantic Bay. During my while process, I was well informed and kept in…
Tiniqua B.
BirdEye
Heather was INCREDIBLE! She was always very responsive and answered all of our questions. She worked so hard for us and we are so happy we had…
Jennifer B.
BirdEye

I wanted to buy a home because I wanted a place for my kids to grow up at. The whole process from picking out my home to closing date took 30 days. [Atlantic Bay] was with me every step of the way.

Tate Family
Atlantic Bay Customers
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