Atlantic Bay undefined undefined, NMLS #475656

Joe

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

I just work hard every day to earn trust and build relationships to be a resource for my community.

I was recruited by a family friend to Guaranty Bank as an originator in 2001, so I’ve been in the business for over 21 years.

I serve Charlottesville and have helped all types of homebuyers, over 1,000 families. I am very interested in the Atlantic Bay Construction-to-Permanent Loan and working to become a local “go-to” for those in Charlottesville.

I love working with customers to develop a solid plan to successfully and satisfactorily navigate the process and get across the “finish line” feeling great about every step of the way. In my opinion, buying a new home is a meaningful life event, and I sincerely enjoy helping folks purchase or build their new home and being a part of their excitement and happiness. I also appreciate working on refinances and helping customers better their financial position.

What sets me apart is that I just work hard every day to earn trust and build relationships to be a resource for my community.

In my spare time, I give back to the UVA Children’s Hospital, my church, and the Charlottesville Catholic School. I love almost anything outside and being active and hanging out with my family at every opportunity, my wife Vada, my son Ben, and my son Jake.

I was recruited by a family friend to Guaranty Bank as an originator in 2001, so I’ve been in the business for over 21 years.

I serve Charlottesville and have helped all types of homebuyers, over 1,000 families. I am very interested in the Atlantic Bay Construction-to-Permanent Loan and working to become a local “go-to” for those in Charlottesville.

I love working with customers to develop a solid plan to successfully and satisfactorily navigate the process and get across the “finish line” feeling great about every step of the way. In my opinion, buying a new home is a meaningful life event, and I sincerely enjoy helping folks purchase or build their new home and being a part of their excitement and happiness. I also appreciate working on refinances and helping customers better their financial position.

What sets me apart is that I just work hard every day to earn trust and build relationships to be a resource for my community.

In my spare time, I give back to the UVA Children’s Hospital, my church, and the Charlottesville Catholic School. I love almost anything outside and being active and hanging out with my family at every opportunity, my wife Vada, my son Ben, and my son Jake.

Atlantic Bay Mortgage Group corporate headquarters in Virginia Beach, Virginia

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.