Atlantic Bay Mortgage Banker John Stokes, NMLS #1461771

John

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

Not what, but WHY!

I was born for this – destined to be in the world of mortgages and home financing!

I remember being a child and asking my mother what her job was so I could share it with my classmates – her response left me a little confused. She told me she originated and processed mortgages – I had no clue what a mortgage even was! She explained that most people don't pay cash for their houses and need a loan. This was my first exposure ever to the home financing realm.

While I was in college, I was searching for a career where I could grow and, at the same time, serve a greater good. I decided to intern at the same mortgage company my mom had worked at for many years, and I fell in love with the industry. To this day, I love driving down the street, passing houses that we have provided with financing – it's such a great feeling knowing I have played even a small part in helping these families obtain homes and build their futures.

My journey in the mortgage industry has been nothing short of transformative. It's not just about numbers and paperwork; it's about being a part of people's dreams and aspirations. I am driven by a passion for honesty, empowerment, and being a true example of my faith.

I am so lucky to be blessed with this mortgage gene!

I was born for this – destined to be in the world of mortgages and home financing!

I remember being a child and asking my mother what her job was so I could share it with my classmates – her response left me a little confused. She told me she originated and processed mortgages – I had no clue what a mortgage even was! She explained that most people don't pay cash for their houses and need a loan. This was my first exposure ever to the home financing realm.

While I was in college, I was searching for a career where I could grow and, at the same time, serve a greater good. I decided to intern at the same mortgage company my mom had worked at for many years, and I fell in love with the industry. To this day, I love driving down the street, passing houses that we have provided with financing – it's such a great feeling knowing I have played even a small part in helping these families obtain homes and build their futures.

My journey in the mortgage industry has been nothing short of transformative. It's not just about numbers and paperwork; it's about being a part of people's dreams and aspirations. I am driven by a passion for honesty, empowerment, and being a true example of my faith.

I am so lucky to be blessed with this mortgage gene!

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.