Atlantic Bay Sr. Mortgage Banker Matthew J Kirk, NMLS #947887

Matthew

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

About fourteen years ago, someone looked at me dead in the eyes and said, “You will never be anything … you are incapable of success, and your life will emanate mediocrity.”

That day a switch flipped.

At that very moment, I realized that every perceived shackle, slight, handcuff, put down, judgement or scoff was a façade, based in no fact - I chose to believe them and that is where they got their strength. Slowly but surely from that moment on my mission changed. I no longer blindly accept perceived limitations, rather I chose to believe the opposite, to KNOW I am capable of anything - that absolutely NOTHING can hold me back. Because that, in fact, is the undeniable truth.

In turn, I decided to become a beacon of strength and knowledge for my sons, my wife and my close family. To prove that you can accomplish anything if you simply exude a never say die, no excuses mentality, living every day to be better than the person you were the day before.

I know not everyone strives to be at the top of their game. I know that not everyone wants to go through what they need to in order to experience dramatic change. I know that not everyone is willing to change … I just want them to know they can!

I want to be the switch.

Assisting people with the largest, potentially scariest, most daunting purchase in their lifetime, providing a carefree, easy, painless and almost fun experience, shows each and every person what they can accomplish with a little grit and some elbow grease. It takes chains off. It doesn’t just open a door to a new home, this purchase opens a door to an entirely new world, driven by THEIR success, commitment, dedication and resolve!

At that very moment, I realized that every perceived shackle, slight, handcuff, put down, judgement or scoff was a façade, based in no fact - I chose to believe them and that is where they got their strength. Slowly but surely from that moment on my mission changed. I no longer blindly accept perceived limitations, rather I chose to believe the opposite, to KNOW I am capable of anything - that absolutely NOTHING can hold me back. Because that, in fact, is the undeniable truth.

In turn, I decided to become a beacon of strength and knowledge for my sons, my wife and my close family. To prove that you can accomplish anything if you simply exude a never say die, no excuses mentality, living every day to be better than the person you were the day before.

I know not everyone strives to be at the top of their game. I know that not everyone wants to go through what they need to in order to experience dramatic change. I know that not everyone is willing to change … I just want them to know they can!

I want to be the switch.

Assisting people with the largest, potentially scariest, most daunting purchase in their lifetime, providing a carefree, easy, painless and almost fun experience, shows each and every person what they can accomplish with a little grit and some elbow grease. It takes chains off. It doesn’t just open a door to a new home, this purchase opens a door to an entirely new world, driven by THEIR success, commitment, dedication and resolve!

This is my story.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.