Neal

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

The best part of my job is showing my clients that the mortgage process doesn’t have to be stressful. The journey to homeownership can be enjoyable every step of the way.

Before I made a move to the mortgage industry, I spent more than 30 years in pharmaceuticals as a sales representative and manager. As a Mortgage Banker, there’s nothing I enjoy more than seeing my clients achieve their homeownership dreams. Whether my clients are looking to refinance, downsize, find a vacation home, or upgrade their current home, I find the loan products that fit their needs.

With my background and firsthand experience selling homes and refinancing, I understand the ins and outs of what it takes to get to the closing table. I do all I can to ensure that my clients feel comfortable along the way by explaining what to expect and encouraging any and all questions.

When I’m not working, you can find me spending time with my family, boating on Smith Mountain Lake, building and repurposing furniture, exercising, or working outside in the yard.

Before I made a move to the mortgage industry, I spent more than 30 years in pharmaceuticals as a sales representative and manager. As a Mortgage Banker, there’s nothing I enjoy more than seeing my clients achieve their homeownership dreams. Whether my clients are looking to refinance, downsize, find a vacation home, or upgrade their current home, I find the loan products that fit their needs.

With my background and firsthand experience selling homes and refinancing, I understand the ins and outs of what it takes to get to the closing table. I do all I can to ensure that my clients feel comfortable along the way by explaining what to expect and encouraging any and all questions.

When I’m not working, you can find me spending time with my family, boating on Smith Mountain Lake, building and repurposing furniture, exercising, or working outside in the yard.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
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870
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.