Atlantic Bay Sr. Mortgage Banker Sandy Owens, NMLS #415525

Sandy

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

Helping my clients settle into their dream home by getting the best possible home loan for their needs is always my number one goal.

I started my career in commercial and retail lending, then made the move over to the mortgage industry. Quickly, I realized I had found my passion. Every day, I am a part of the process that transforms homebuyers into homeowners. During my career, I’ve helped thousands of families along the home buying journey.

As a local to Wilson, North Carolina, connecting with the community has always been important to me. Throughout nearly 40 years of lending, I’ve spent time building relationships with real estate professionals, industry professionals, and builders. When we all work together, we’re able to help homebuyers achieve their homeownership dreams.

While I’ve had experience assisting all types of homebuyers and clients with unique financial histories, I specialize in new construction, FHA and VA loans, and first-time homebuyer programs. Since 2000, I’ve served on the Board of Wilson Crime Stoppers. Since 1994, I’ve been an active member of the Home Builders Association of Wilson, serving on several boards and as past president. I’m also a member of the Wilson Board of REALTORS®.

In my spare time, you can find me with my family, painting, reading, or relaxing at the beach.

I started my career in commercial and retail lending, then made the move over to the mortgage industry. Quickly, I realized I had found my passion. Every day, I am a part of the process that transforms homebuyers into homeowners. During my career, I’ve helped thousands of families along the home buying journey.

As a local to Wilson, North Carolina, connecting with the community has always been important to me. Throughout nearly 40 years of lending, I’ve spent time building relationships with real estate professionals, industry professionals, and builders. When we all work together, we’re able to help homebuyers achieve their homeownership dreams.

While I’ve had experience assisting all types of homebuyers and clients with unique financial histories, I specialize in new construction, FHA and VA loans, and first-time homebuyer programs. Since 2000, I’ve served on the Board of Wilson Crime Stoppers. Since 1994, I’ve been an active member of the Home Builders Association of Wilson, serving on several boards and as past president. I’m also a member of the Wilson Board of REALTORS®.

In my spare time, you can find me with my family, painting, reading, or relaxing at the beach.

Atlantic Bay Mortgage Group corporate headquarters in Virginia Beach, Virginia

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
$
$
%
%
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$
1,013
$

Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

$
$
$
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.