Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.
The path to homeownership is about trust, guidance, and finding the right partner who truly listens.
I was just 9, but I vividly remember when my family met a real estate agent who finally saw us as more than just a budget or a transaction. After encountering agents who seemed to focus more on our budget and timeline constraints, this person took the time to understand the situation and helped my parents navigate buying their first home with care. That experience shaped my belief that everyone, regardless of where they are on their journey, deserves the same level of attention and expertise. Decades later, my dad still lives in that home, and I still remember that agent’s name.
Homeownership is one of the biggest financial decisions people make, and stability is a universal goal. My role as a mortgage banker is not just about getting a loan approved—it’s about ensuring that home financing aligns with my clients’ bigger financial picture. It’s about asking the right questions, providing clear guidance, and ensuring that every decision made today supports their goals for tomorrow. What someone can responsibly afford is just as important as finding the right home, and I take that responsibility seriously.
I am passionate about turning what can feel like an overwhelming and complex process into something clear and manageable. Mortgage lending is both an art and a science—I love breaking down the technical details, so my clients feel confident in their choices. By proactively addressing challenges before they become problems, I help ensure a smoother, less stressful experience for homebuyers and homeowners alike.
At the heart of what I do is the belief that the right mortgage banker can make all the difference. I take pride in being a trusted partner, combining expertise with a deep commitment to my clients’ success. Helping people achieve homeownership is a privilege, and I’m grateful for every opportunity to make the journey a little easier, a little clearer, and ultimately, a little more joyful.
I was just 9, but I vividly remember when my family met a real estate agent who finally saw us as more than just a budget or a transaction. After encountering agents who seemed to focus more on our budget and timeline constraints, this person took the time to understand the situation and helped my parents navigate buying their first home with care. That experience shaped my belief that everyone, regardless of where they are on their journey, deserves the same level of attention and expertise. Decades later, my dad still lives in that home, and I still remember that agent’s name.
Homeownership is one of the biggest financial decisions people make, and stability is a universal goal. My role as a mortgage banker is not just about getting a loan approved—it’s about ensuring that home financing aligns with my clients’ bigger financial picture. It’s about asking the right questions, providing clear guidance, and ensuring that every decision made today supports their goals for tomorrow. What someone can responsibly afford is just as important as finding the right home, and I take that responsibility seriously.
I am passionate about turning what can feel like an overwhelming and complex process into something clear and manageable. Mortgage lending is both an art and a science—I love breaking down the technical details, so my clients feel confident in their choices. By proactively addressing challenges before they become problems, I help ensure a smoother, less stressful experience for homebuyers and homeowners alike.
At the heart of what I do is the belief that the right mortgage banker can make all the difference. I take pride in being a trusted partner, combining expertise with a deep commitment to my clients’ success. Helping people achieve homeownership is a privilege, and I’m grateful for every opportunity to make the journey a little easier, a little clearer, and ultimately, a little more joyful.
Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.
from AB Insurance.