Licensed in NC

Team Starkey

Mortgage Team | NMLS# 173905

3623 North Elm St, Suite 104
Greensboro, NC 27455
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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 ( is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

"Our goal is to help everyone who desires to own a home figure out the best way to get there."

Kelly and John Starkey have been in the real estate industry their entire careers. During her 30 years in the mortgage business, Kelly has…

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We've collected reviews from my clients so that you can see how I'm doing.

The results are in...

I closed two mortgages in two months. My experience was far superior with Atlantic Bay Mortgage Group compared to my experience with another company. Attention to detail, responsiveness, accuracy, and efficiency with closing was much more professional.

-Janet D.


Licensed Loan Officer
Purchase and Refinance

We have one goal in mind – to help me help you get the home of your dreams.

Teamwork does make the dream work!

Kelly Starkey

Mortgage Banker

NMLS# 173905


John Starkey

Mortgage Banker

NMLS# 1450095



Families Helped


Customer Satisfaction


Closed On Time

Financing Tool Kit

Hand-picked tools designed to educate and inform

$ 1074.18

Estimated Monthly Mortgage Payment

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This calculator is made available to you as a self-help tool. All examples are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information you have provided. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs.

Celebrating More than 20 Years of

Lending Peace of Mind

Community Commitment

AB Cares Logo

Our Mission: Atlantic Bay Cares is the community outreach arm of Atlantic Bay Mortgage Group with the primary goal of changing lives in communities through doing good and giving back to causes meaningful to our employees.

Team Starkey

Mortgage Team | NMLS #173905
Licensed in NC