Melissa, Carolina, & Kerry

  • The Rose Team
  • Mortgage Team
  • NMLS #44111 | #44412 | #1759633
  • Licensed in NC, SC, VA, GA # 27467

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about us.

The Rose Team is a dynamic home loan expert trio known for unmatched customer service and mortgage expertise. With more than 35 years of combined experience serving homebuyers and homeowners, Melissa Rose, Carolina Meulman, and Kerry Johnston have the skills and knowledge to assist any type of homebuyer.

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Melissa Rose started her career in the financial services industry before quickly realizing her passion for all things mortgage in 2002. While Texas forever has her heart, in 2005, she happily settled into her home in North Carolina. She comes from a family of mortgage professionals, has worked on both the broker and banking sides, and stands by a clear lending philosophy: Always keep the homebuyer’s best interest at heart. Through years of industry and housing market changes, she has been a go-to loan expert for new clients, repeat clients, and industry peers in the area. She enjoys relaxing with her two dogs, AJ “Jumping Jax” and Miller “High Life.” She and her partner, Alan, have been on six cross country drives in five years and look forward to the next.

Carolina Meulman was born in Colombia, South America and relocated to North Carolina as a young adult. In 2005, she immersed herself in the mortgage industry, quickly learning the ins and outs through working in several positions. Passionate about serving homebuyers in her community and beyond, her ability to speak Spanish, her love for Colombia Soccer and her affinity for Disney music and movies, are just some of the many ways she connects with clients. To her, the loan process is about reaching homeownership goals while building long-lasting relationships.

Kerry Johnston grew up in England and moved to North Carolina as a teenager. With a background in sales and recruiting, her transition to the mortgage industry was a natural fit. Whether it’s guiding clients to the closing table with the peace of mind they deserve, navigating challenging loans with ease, or prioritizing communication and transparency in her relationships with industry professionals, she has built a track record of trust in her service. In her spare time, you can find her checking in on her real estate investments, instructing fitness classes, and spending time with her family.

Melissa Rose started her career in the financial services industry before quickly realizing her passion for all things mortgage in 2002. While Texas forever has her heart, in 2005, she happily settled into her home in North Carolina. She comes from a family of mortgage professionals, has worked on both the broker and banking sides, and stands by a clear lending philosophy: Always keep the homebuyer’s best interest at heart. Through years of industry and housing market changes, she has been a go-to loan expert for new clients, repeat clients, and industry peers in the area. She enjoys relaxing with her two dogs, AJ “Jumping Jax” and Miller “High Life.” She and her partner, Alan, have been on six cross country drives in five years and look forward to the next.

Carolina Meulman was born in Colombia, South America and relocated to North Carolina as a young adult. In 2005, she immersed herself in the mortgage industry, quickly learning the ins and outs through working in several positions. Passionate about serving homebuyers in her community and beyond, her ability to speak Spanish, her love for Colombia Soccer and her affinity for Disney music and movies, are just some of the many ways she connects with clients. To her, the loan process is about reaching homeownership goals while building long-lasting relationships.

Kerry Johnston grew up in England and moved to North Carolina as a teenager. With a background in sales and recruiting, her transition to the mortgage industry was a natural fit. Whether it’s guiding clients to the closing table with the peace of mind they deserve, navigating challenging loans with ease, or prioritizing communication and transparency in her relationships with industry professionals, she has built a track record of trust in her service. In her spare time, you can find her checking in on her real estate investments, instructing fitness classes, and spending time with her family.

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What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.