Tim

  • Tim Kerley
  • Sr. Mortgage Banker
  • NMLS #448270
  • Licensed in NC

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

I understand that no two homebuyers are alike. That’s why I find the best financing situations to fit your unique needs.

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Tim Kerley grew up in Alexander County and has lived in the area most of his life. Caring, calm, and tenacious, he’s diligent about keeping the mortgage transaction on track and about keeping clients informed during every step of the process.

Tim started his career in banking in 1989 and transitioned to mortgages in 2003. He enjoys helping clients with all levels of homeownership experience, from first-time purchasers to refinance transactions. His extensive business banking experience helps him look beyond the obvious to find a way to make difficult loans work.

Tim works very hard on behalf of homebuyers and refinance clients. “I thoroughly explain variations between different loan types and programs and make sure the borrowers know the positives and negatives of their choices,” Tim says. “I explain every form that they’re signing. I put everything on the table, so they understand the things that could come up.”

A member of the Catawba Valley Association of REALTORS® Community Service Committee, Tim is the lead race director for the annual Night Crawl 5K charity road race. Proceeds from the event go to area schools to support the backpack programs, which provides weekend meals for schoolchildren in need.

Tim Kerley grew up in Alexander County and has lived in the area most of his life. Caring, calm, and tenacious, he’s diligent about keeping the mortgage transaction on track and about keeping clients informed during every step of the process.

Tim started his career in banking in 1989 and transitioned to mortgages in 2003. He enjoys helping clients with all levels of homeownership experience, from first-time purchasers to refinance transactions. His extensive business banking experience helps him look beyond the obvious to find a way to make difficult loans work.

Tim works very hard on behalf of homebuyers and refinance clients. “I thoroughly explain variations between different loan types and programs and make sure the borrowers know the positives and negatives of their choices,” Tim says. “I explain every form that they’re signing. I put everything on the table, so they understand the things that could come up.”

A member of the Catawba Valley Association of REALTORS® Community Service Committee, Tim is the lead race director for the annual Night Crawl 5K charity road race. Proceeds from the event go to area schools to support the backpack programs, which provides weekend meals for schoolchildren in need.

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What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
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870
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.