Licensed in VA & NC

Tom Lusk

Sr. Mortgage Banker | NMLS #111939

12925 Booker T. Washington Hwy, Suite 101
Hardy, VA 24101
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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 ( is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

“I know how to tailor the financing process to fit your needs, not mine. I point out all the financing options at the beginning and structure the loan to be the best option for you.”

Tom Lusk knows that buying a house is a huge deal and treats it with the respect it deserves. Having worked in the area for the past 1…

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We've collected reviews from my clients so that you can see how I'm doing.

The results are in...

Age 63 and this was first home purchase. I do not have anything to compare with. I think overall we were able to see eye to eye. (I can be particular at times!)

-A R.


2020 Best of Hardy Awards

Financing Tool Kit

Hand-picked tools designed to educate and inform

$ 1074.18

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This calculator is made available to you as a self-help tool. All examples are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information you have provided. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs.


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Our Mission: Atlantic Bay Cares is the community outreach arm of Atlantic Bay Mortgage Group with the primary goal of changing lives in communities through doing good and giving back to causes meaningful to our employees.

Celebrating More than 20 Years of

Lending Peace of Mind

Tom Lusk

Sr. Mortgage Banker | NMLS #111939
Licensed in VA & NC