Tom

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

Buying a house is one of the single largest purchases we make… I try to make it as smooth and seamless as possible.

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Tom Lusk knows that buying a house is a huge deal and treats it with the respect it deserves. Having worked in the area for the past 18 years, he is familiar with the properties and knows the ins and outs of buying a home at Smith Mountain Lake, Bedford County, Roanoke County, and Franklin County.

Tom Lusk has built his legacy with Atlantic Bay, joining the company in its infancy in 1997. He says, “With 18 years in the mortgage business, I’ve been up and down the trail a few times. Buying a house is one of the single largest purchases we make. Helping home buyers through that process, be it buying a primary home, a secondary home or an investment property, is a big ordeal. I try to make it as smooth and seamless as possible.”

Tom says, “Buyers are looking for someone they feel they can trust to do the job and do the job right. I build that trust factor, come prepared and do my homework. I streamline the transaction to meet their needs as best as I can.”

Tom’s clients say he is very good at explaining the mortgage process. He says, “I listen to what it is that they want. I don’t just go rushing into it. I listen to how long they plan on staying in the house. I prep people up front. Here’s what the process is going to entail and here are the things I am going to need. When I give them a list in the beginning, there is not going to be a huge list when the underwriter gets it.” Tom gets the job done and he does it with a high level of proficiency and professionalism.

Tom is very active with the MS Society and the Chamber of Commerce. He assists with many of their charity projects, including the Charity Home Tour held on Smith Mountain Lake.

Tom Lusk knows that buying a house is a huge deal and treats it with the respect it deserves. Having worked in the area for the past 18 years, he is familiar with the properties and knows the ins and outs of buying a home at Smith Mountain Lake, Bedford County, Roanoke County, and Franklin County.

Tom Lusk has built his legacy with Atlantic Bay, joining the company in its infancy in 1997. He says, “With 18 years in the mortgage business, I’ve been up and down the trail a few times. Buying a house is one of the single largest purchases we make. Helping home buyers through that process, be it buying a primary home, a secondary home or an investment property, is a big ordeal. I try to make it as smooth and seamless as possible.”

Tom says, “Buyers are looking for someone they feel they can trust to do the job and do the job right. I build that trust factor, come prepared and do my homework. I streamline the transaction to meet their needs as best as I can.”

Tom’s clients say he is very good at explaining the mortgage process. He says, “I listen to what it is that they want. I don’t just go rushing into it. I listen to how long they plan on staying in the house. I prep people up front. Here’s what the process is going to entail and here are the things I am going to need. When I give them a list in the beginning, there is not going to be a huge list when the underwriter gets it.” Tom gets the job done and he does it with a high level of proficiency and professionalism.

Tom is very active with the MS Society and the Chamber of Commerce. He assists with many of their charity projects, including the Charity Home Tour held on Smith Mountain Lake.

Contact me

This is my story.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.