Zack

If you haven’t already heard, Atlantic Bay has one of the best operations teams in the business – and that matters. When you work with me, you’re not just getting a Mortgage Banker, you’re getting an entire team that knows how to move loans efficiently and take outstanding care of our clients from start to finish. You’re in great hands.

I’ve spent more than 13 years in mortgage operations, working in multiple roles that gave me a deep, practical understanding of how loans truly move from application to closing. Operations is my foundation. I know what happens behind the scenes, how to anticipate potential hurdles, and how to solve issues before they become problems. My approach is built on efficiency, proactive communication, and making sure you always know what’s happening with your loan.

Over the years, I’ve built long-standing relationships within the industry rooted in trust, collaboration, and results. Now, as a Mortgage Banker, I leverage that operational background and those connections to guide my clients through a smooth, well-managed, and low-stress lending experience.

Ann Foxx is an important part of my team and will be reaching out once your file comes out of underwriting if any additional items are needed. Together, we work closely with our underwriters to keep everything moving forward seamlessly. 😊

Outside of work, you’ll usually find me at the U.S. National Whitewater Center, running around with my two doodles, Remi and Rufus, or paddleboarding on Lake Wylie. I’m a Charlotte native and currently live in downtown Belmont, NC – a place I absolutely love. I enjoy traveling, trying new restaurants, good wine, and spending time on the lake or at the beach whenever I can.

I look forward to building strong, long-term relationships and helping you achieve your homeownership goals.