Atlantic Bay Mortgage Banker Alex Ferrando, NMLS #1111901

Alex

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

Now what, but WHY!

My parents, who came to the U.S. with nothing but the American dream, sacrificed their own desires to provide for us. They could never afford a home of their own…

Growing up in a crowded three-bedroom apartment with my family of six, homeownership always seemed like a distant dream reserved for the rich. This belief was profoundly challenged when Tiffany and I, as newlyweds, transitioned from an apartment to our very first townhome. That moment did not only mark a significant personal achievement; I became the first in my family to own a home. Despite its sparse furnishings, our townhome represented a powerful symbol of accomplishment—a dream once thought impossible!

This experience transformed my perspective and ignited a passion in me: I love educating new homebuyers. There's an indescribable joy in guiding someone through the complexities of mortgages, simplifying what can often seem overwhelming. This dream is attainable for anyone willing to strive for it.

I've dedicated my career to not just assisting individuals in buying houses but also helping them achieve feelings of triumph and happiness. Each family I assist reminds me of my parents' sacrifices and the joy that filled our townhome that first night.

My parents, who came to the U.S. with nothing but the American dream, sacrificed their own desires to provide for us. They could never afford a home of their own…

Growing up in a crowded three-bedroom apartment with my family of six, homeownership always seemed like a distant dream reserved for the rich. This belief was profoundly challenged when Tiffany and I, as newlyweds, transitioned from an apartment to our very first townhome. That moment did not only mark a significant personal achievement; I became the first in my family to own a home. Despite its sparse furnishings, our townhome represented a powerful symbol of accomplishment—a dream once thought impossible!

This experience transformed my perspective and ignited a passion in me: I love educating new homebuyers. There's an indescribable joy in guiding someone through the complexities of mortgages, simplifying what can often seem overwhelming. This dream is attainable for anyone willing to strive for it.

I've dedicated my career to not just assisting individuals in buying houses but also helping them achieve feelings of triumph and happiness. Each family I assist reminds me of my parents' sacrifices and the joy that filled our townhome that first night.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.