Atlantic Bay Sr. Mortgage Banker Mitch Payne, NMLS #469169

Mitch

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

“If I help one person, that is what I am called to do; but if I help many, that is a legacy.”

With his impressive 20-year career in the real estate and finance industry, Mitch Payne truly enjoys putting his experience to work for his clients, with a special understanding of discerning buyers looking to invest in 30A’s luxury real estate markets.

Mitch lives on (and loves!) Florida’s Emerald Coast. His expertise across a wide range of financial products helps him tailor solutions that align with clients’ unique needs. Not only does he thoroughly know the area, the markets, and top industry professionals, but his unwavering commitment to service and deep understanding of the mortgage landscape make Mitch a trusted advisor for his clients and real estate agents. He often teaches at real estate firms his course on serving high-net-worth clients, as well as his favorite, “What a Loan Officer Really Does.”

When he’s not in the office, he loves spending time with his grandson Ollie, his two beautiful, smart, and witty daughters, and his lovely wife of 25 years. He also consults people across the country on living with chronic pain, offering them encouragement and speaking at events. Finally, he enjoys all things golf, golf, and more golf!

With his impressive 20-year career in the real estate and finance industry, Mitch Payne truly enjoys putting his experience to work for his clients, with a special understanding of discerning buyers looking to invest in 30A’s luxury real estate markets.

Mitch lives on (and loves!) Florida’s Emerald Coast. His expertise across a wide range of financial products helps him tailor solutions that align with clients’ unique needs. Not only does he thoroughly know the area, the markets, and top industry professionals, but his unwavering commitment to service and deep understanding of the mortgage landscape make Mitch a trusted advisor for his clients and real estate agents. He often teaches at real estate firms his course on serving high-net-worth clients, as well as his favorite, “What a Loan Officer Really Does.”

When he’s not in the office, he loves spending time with his grandson Ollie, his two beautiful, smart, and witty daughters, and his lovely wife of 25 years. He also consults people across the country on living with chronic pain, offering them encouragement and speaking at events. Finally, he enjoys all things golf, golf, and more golf!

This is my story.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
$
$
%
%
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$
1,013
$
$
$
$
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.