Atlantic Bay Mortgage Banker Adam Charney, NMLS #220477

Adam

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

I prioritize my clients and business partners to make their deal THE only deal.

I started in the mortgage industry in 1994, initially as a telemarketer for one of my friends, but I quickly found that I had a knack for this. I began booking appointments, selling deals, and closing loans. I transitioned to a Loan Officer role for a local company in Newport News, and in a short period of time, I opened my own branch. Three years later, I opened and worked for my own mortgage company – Chesapeake Home Mortgage & Bay Home Title – until its closing amid 2008’s financial crisis.

After that, I ran the Profit and Loss Branch of another bank for almost seven years until they shut down their mortgage division. I continued to follow my passion for this industry for the next several years, spending time as a VP, Sales Manager for a small bank headquartered in Virginia, until ultimately finding my way to Atlantic Bay. Today, I serve south of Annapolis to the Bay Bridge Tunnel in Virginia and east to Delaware.

My nearly 30 years of experience has prepared me to help borrowers just like you. I’ve taken all the Virginia Housing Development Authority (VHDA) classes, so I do specialize in helping our veterans make their way through the VA loan program. I love getting those who served our country into the homes of their dreams, but I’m also certified to assist with FHA and Conventional Rehab loans.

One of my favorite parts about my job is getting to develop lifelong friendships with entire families. I still get second and third generation family members of borrowers I previously worked with reaching out to me to help fund their new home. Being in contact with some of the same families for more than three decades is something I cannot even describe. In many ways, I feel like I become a part of the family in some way.

When I get the opportunity to work with a potential client or business partner, I quickly turn a simple consultation into a relationship. I let them know I’m here for them and all their mortgage needs, and my passion to get loans closed is second to none. I use my problem-solving skills to make loans “work” and adapt to my client’s needs and changes to the industry.

In my spare time, I stay involved with the Eastern Shore Association of REALTORS® and serve my community through Habitat for Humanity, the Children’s Hospital, and the SPCA. Additionally, I’m currently running for Mayor of Cape Charles. I’m blessed to have the opportunity to give back to the community I love so much; paying it forward is a great motivator.

Along with spending precious time with my wife and best friend of 33 years Melissa “M” Charney and our pride and joy Jake Redmond Charney, I love to spend my off-time boating, scuba diving, playing golf, or watching Baltimore’s Ravens and Orioles crush their competition.

I started in the mortgage industry in 1994, initially as a telemarketer for one of my friends, but I quickly found that I had a knack for this. I began booking appointments, selling deals, and closing loans. I transitioned to a Loan Officer role for a local company in Newport News, and in a short period of time, I opened my own branch. Three years later, I opened and worked for my own mortgage company – Chesapeake Home Mortgage & Bay Home Title – until its closing amid 2008’s financial crisis.

After that, I ran the Profit and Loss Branch of another bank for almost seven years until they shut down their mortgage division. I continued to follow my passion for this industry for the next several years, spending time as a VP, Sales Manager for a small bank headquartered in Virginia, until ultimately finding my way to Atlantic Bay. Today, I serve south of Annapolis to the Bay Bridge Tunnel in Virginia and east to Delaware.

My nearly 30 years of experience has prepared me to help borrowers just like you. I’ve taken all the Virginia Housing Development Authority (VHDA) classes, so I do specialize in helping our veterans make their way through the VA loan program. I love getting those who served our country into the homes of their dreams, but I’m also certified to assist with FHA and Conventional Rehab loans.

One of my favorite parts about my job is getting to develop lifelong friendships with entire families. I still get second and third generation family members of borrowers I previously worked with reaching out to me to help fund their new home. Being in contact with some of the same families for more than three decades is something I cannot even describe. In many ways, I feel like I become a part of the family in some way.

When I get the opportunity to work with a potential client or business partner, I quickly turn a simple consultation into a relationship. I let them know I’m here for them and all their mortgage needs, and my passion to get loans closed is second to none. I use my problem-solving skills to make loans “work” and adapt to my client’s needs and changes to the industry.

In my spare time, I stay involved with the Eastern Shore Association of REALTORS® and serve my community through Habitat for Humanity, the Children’s Hospital, and the SPCA. Additionally, I’m currently running for Mayor of Cape Charles. I’m blessed to have the opportunity to give back to the community I love so much; paying it forward is a great motivator.

Along with spending precious time with my wife and best friend of 33 years Melissa “M” Charney and our pride and joy Jake Redmond Charney, I love to spend my off-time boating, scuba diving, playing golf, or watching Baltimore’s Ravens and Orioles crush their competition.

Atlantic Bay Mortgage Group corporate headquarters in Virginia Beach, Virginia

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.