Century 21 Nachman Realty

Matthew has an infectious energy and deep compassion for his clients that transforms the business relationship and deepens it into a lifelong friendship. “My mindset completely gels with Atlantic Bay’s concept of lending peace of mind,” says Matthew. “Buying a home is so scary to the real world. My job is to make it as clean, comfortable, and easy as possible. I need to give my clients the peace of mind that they’re not alone.”

While Matthew helps all types of home buyers, he specializes in assisting first-time homebuyers, members of the military, and buyers purchasing luxury homes. He prides himself on being accessible to all his clients 24/7. “This is the largest investment of your life. We’re not talking about borrowing five dollars from your mom. We’re talking about anywhere between a quarter of a million to a million and a half dollars,” says Matthew. “You shouldn’t have to wait until Monday at 9 a.m. to get a question answered that has been on your mind since Saturday at 8 a.m.”

Honest and straightforward, Robert Hill has a genuine approach that people naturally gravitate toward. Whether helping first time home buyers, military veterans or builders and remodelers, he has a strong work ethic and does not stop until the job is done.

A dedicated advocate for his clients, Robert says, “I am very grateful for the opportunity to help my clients reach their goal. I do everything I can to make the mortgage process as painless as possible. Whether working with a client who has no problem qualifying for a loan or someone who needs help improving their financial situation over several years, I will be here to guide and help them any way I can.” Robert assists clients with all types of loans and especially likes working with the building trades. He is always available to answer his phone and promptly responds to his clients.

Darlene is a successful Mortgage Banker and has been in the housing and finance industry for 27 years. She has had a fascination with homes, from drawing and designing, worked as a project manager, owned her own construction company as a Class “A” contractor, and managed a title company. Darlene started as a Real Estate Agent in a tough financial market. Her ability to think outside the box with creative financing and problem solving helped many families reach their dream of home ownership. Darlene’s vast experience and training skills prepared her to write and create mortgage-financing guides to train real estate agents and a curriculum to create a Mortgage University to help new mortgage bankers obtain their license. Darlene resides in Virginia Beach with her family in a home she designed.

John Baldwin has had years of structuring deals and helping people finance loans. Friendly and knowledgable, he thinks like his customers and has their best interest at heart, from the meet-and-greet to the follow-up and all the steps in between.

John says, “The first thing I do is ask clients what they are looking for — and then I listen.” John’s listening skills and ability to build strong relationships allow him to dig deep into the discussion to identify the clients’ needs and advise them. He says, “ I tell my clients, ‘Here’s where I see this going, based on your credit report and what you have told me you want to do.’ I try to give them an idea of what’s going to come so they know the next step and what to expect going forward.”

As a trusted advisor to his clients, borrowers look to Keith Yeargin as their mortgage counselor. He says, “My job is to listen to find out what your goals are and then put all the options on the table so you can decide which option is best for your family’s future. You can trust my team and me to do exactly what we promise.”

A real estate investor since 1986, Keith is very passionate about helping others buy real estate. He says, “Guiding new and existing clients through the purchasing process energizes me. It’s why I do what I do. It’s why I love what I do.” Keith specializes in VA, Conventional and FHA loans, but is also an expert in USDA and VHDA loans.