Atlantic Bay Sr. Mortgage Banker Jeff Cramer, NMLS #532684

Jeff

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

My deep interest lies in my clients’ needs, goals, and satisfaction.

In May of 2005, I left a sales position to join my wife Allison at a large national bank’s mortgage division. I’ve had the pleasure of helping hundreds of families across Virginia, Maryland, and D.C. throughout the years that have followed.

I am knowledgeable in all areas of the home loan process, but VA loans and assisting first-time homebuyers create some of my favorite experiences. But knowing the ins and outs of a loan is only a small part of this business. I truly enjoy building relationships over time with people. My mind is always on the relationship – never the transaction.

Alongside Allison and our children, Kevin and Anya, I like to spend my free time traveling, attending live music concerts/festivals, playing guitar, and getting my hands dirty with home improvement projects.

In May of 2005, I left a sales position to join my wife Allison at a large national bank’s mortgage division. I’ve had the pleasure of helping hundreds of families across Virginia, Maryland, and D.C. throughout the years that have followed.

I am knowledgeable in all areas of the home loan process, but VA loans and assisting first-time homebuyers create some of my favorite experiences. But knowing the ins and outs of a loan is only a small part of this business. I truly enjoy building relationships over time with people. My mind is always on the relationship – never the transaction.

Alongside Allison and our children, Kevin and Anya, I like to spend my free time traveling, attending live music concerts/festivals, playing guitar, and getting my hands dirty with home improvement projects.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.