Joanne

  • Joanne Kurnik
  • Mortgage Banker
  • NMLS #415319
  • Licensed in NC

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

Clients can rely on me. I am available any time they have questions. I have experience to get them through anything that comes up.

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Many people will tell you that they go above and beyond to help their clients. Joanne Kurnik goes so far beyond that level of customer service that it is humbling. She has an amazing compassion for her clients. She once went to a borrower’s employer to ask him to change the client’s position from temp to full time so she could qualify for the loan. The employer complied and the client is now a proud home owner.

Joanne recently brought that compassion, along with 13 years of finance/mortgage expertise, to Atlantic Bay. She says, “I become a friend to my clients and let them know I do care about them. I ask about their family and what they enjoy. I listen to their goals. I look at them and see where they are in life to determine which product best fits them.”

Joanne helps a lot of first time home buyers. She says, “First time home buyers have no idea what they are getting into. I like taking my time and educating them. I enjoy walking them through the process and making them as comfortable as possible. The reward comes at the end of the process when they are closing and getting their keys. They are always so appreciative. I feel very fortunate to help people get into their home where they are possibly going to raise their families.”

In addition to helping first time home buyers, Joanne has assisted many buyers who are moving from their first home into a new home. She also helps second home buyers, vacation home buyers, buyers of rural properties and military families.

Many people will tell you that they go above and beyond to help their clients. Joanne Kurnik goes so far beyond that level of customer service that it is humbling. She has an amazing compassion for her clients. She once went to a borrower’s employer to ask him to change the client’s position from temp to full time so she could qualify for the loan. The employer complied and the client is now a proud home owner.

Joanne recently brought that compassion, along with 13 years of finance/mortgage expertise, to Atlantic Bay. She says, “I become a friend to my clients and let them know I do care about them. I ask about their family and what they enjoy. I listen to their goals. I look at them and see where they are in life to determine which product best fits them.”

Joanne helps a lot of first time home buyers. She says, “First time home buyers have no idea what they are getting into. I like taking my time and educating them. I enjoy walking them through the process and making them as comfortable as possible. The reward comes at the end of the process when they are closing and getting their keys. They are always so appreciative. I feel very fortunate to help people get into their home where they are possibly going to raise their families.”

In addition to helping first time home buyers, Joanne has assisted many buyers who are moving from their first home into a new home. She also helps second home buyers, vacation home buyers, buyers of rural properties and military families.

Let's Talk

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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870
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.