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See what my clients have experienced through their mortgage journey.

Couldn't have asked for a better experience. Stress free, quick and simple. Thanks!
Sasha W.
Recent Homebuyer
My experience with Joel and your company was outstanding.
Gene R.
Recent Homebuyer
Extremely satisfied and elated. Joel is on top of his game and very responsive and efficient. Thank you Joel we are so very thankful.
Timothy J. and Julie J.
Recent Homebuyer

Atlantic Bay made it happen! They gave me the loan I needed so that I didn’t have to come out of pocket. From the beginning to the end, Atlantic Bay was very efficient.

Shorter Family
Atlantic Bay Customers
Joel is the BEST! He took great care of Jordain and myself. He's got our business for sure. We will refer him to everyone!
David D. and Jordain D.
Recent Homebuyer
Joel was a huge help and did everything in his power to make the process as painless as possible.
Chadwick O.
Recent Homebuyer

The relationship with Atlantic Bay through the whole process was amazing. We knew that no matter what time of day we could always trust and rely on [them] to come through.

Caitlin & Kyle
Atlantic Bay Customers
Joel is great to work with and worked diligently to meet our timeline. Joel is upfront, no last minute issues, and always prepared. He provided…
Shannon R.
Recent Homebuyer
Our lender was Joel Balsley. He was on top of things from the moment I contacted him about a loan for a house. Every time I had to email, text…
Rebecca D.
Recent Homebuyer
Joel was great! Outstanding customer service. He made the process as smooth as possible.
Jason M.
Recent Homebuyer

I wanted to buy a home because I wanted a place for my kids to grow up at. The whole process from picking out my home to closing date took 30 days. [Atlantic Bay] was with me every step of the way.

Tate Family
Atlantic Bay Customers
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