Joel

  • Joel C Ridings
  • Sr. Mortgage Banker
  • NMLS #1476316
  • Licensed in SC

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

I give my clients a really good idea of what’s going on & stay in constant contact so they feel confident about their loan.

Let's Talk

Joel Ridings started his career in finance and mortgage in 2007. Described by his clients as always professional and courteous, he explains the mortgage process from start to finish and makes it easy.

When Joel says he’ll go out of his way to get his clients where they need to be, he means it. Once, a woman who worked 12-hour shifts came to Joel after other banks couldn’t accommodate her unconventional work schedule. She’d been trying to purchase a home but just couldn’t find the time during normal banking hours. Joel made her dream of homeownership a reality. “I went to her place of employment countless times to gather her information and have her sign documents. We closed her loan,” he says.

Joel works diligently to provide homebuyers with the best service they’ve ever experienced. “I make myself available no matter what else is going on. I don’t just tell homebuyers what to do; I guide them through the mortgage process the entire way,” says Joel. “I genuinely care about the best interest of the people I help.”

Joel volunteers for various activities at his church, most recently as a financial counselor.

Joel Ridings started his career in finance and mortgage in 2007. Described by his clients as always professional and courteous, he explains the mortgage process from start to finish and makes it easy.

When Joel says he’ll go out of his way to get his clients where they need to be, he means it. Once, a woman who worked 12-hour shifts came to Joel after other banks couldn’t accommodate her unconventional work schedule. She’d been trying to purchase a home but just couldn’t find the time during normal banking hours. Joel made her dream of homeownership a reality. “I went to her place of employment countless times to gather her information and have her sign documents. We closed her loan,” he says.

Joel works diligently to provide homebuyers with the best service they’ve ever experienced. “I make myself available no matter what else is going on. I don’t just tell homebuyers what to do; I guide them through the mortgage process the entire way,” says Joel. “I genuinely care about the best interest of the people I help.”

Joel volunteers for various activities at his church, most recently as a financial counselor.

Let's Talk

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
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870
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.