John

  • John Joseph Baldwin
  • Sr. Mortgage Banker
  • NMLS #211255
  • Licensed in VA & NC

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

Most people already know what they want. They just need somebody to listen, fill in the banks, and help them get where they want to be.

With 17 years experience building and managing Atlantic Bay Mortgage Group offices on the Virginia Peninsula, John Baldwin has a vast knowledge and range of experiences spanning the entire mortgage process. Joining Atlantic Bay in 1999, he has helped over 1,000 clients finance their homes through VA, Jumbo, Conventional, 203K, and Fannie May Rehab loans.

Recently transitioning from vice president and branch manager to senior mortgage banker, John Baldwin has had years of structuring deals and helping people finance loans. Friendly and knowledgable, he thinks like his customers and has their best interest at heart, from the meet-and-greet to the follow-up and all the steps in between.

John says, “The first thing I do is ask clients what they are looking for — and then I listen.” John’s listening skills and ability to build strong relationships allow him to dig deep into the discussion to identify the clients’ needs and advise them. He says, “ I tell my clients, ‘Here’s where I see this going, based on your credit report and what you have told me you want to do.’ I try to give them an idea of what’s going to come so they know the next step and what to expect going forward.”

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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870
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.