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See what my clients have experienced through their mortgage journey.

Kathy Terry did it again. She is such a joy to work with. Kathy watched the interest rates like a hawk and got us into a much lower rate with…
Matthew O.
Recent Homebuyer
I felt immediately comfortable with Kathy! Her knowledge was impressive enough, add the trust factor, we knew we were in capable hands! Thanks…
Randy G.
Recent Homebuyer
The process was smooth, Kathy at Atlantic Bay kept me well informed, and this was a low stress experience from the beginning to the end
Regeana F.
Recent Homebuyer

Atlantic Bay made it happen! They gave me the loan I needed so that I didn’t have to come out of pocket. From the beginning to the end, Atlantic Bay was very efficient.

Shorter Family
Atlantic Bay Customers
Our entire process was made very simple, very straightforward. We appreciated the ease of online access. Kathy answered all of our questions…
Kayleigh O.
Recent Homebuyer
Kathy was wonderful to work with. She was very organized throughout the whole process and we appreciated her perspective.
Gayathri D.
Recent Homebuyer

The relationship with Atlantic Bay through the whole process was amazing. We knew that no matter what time of day we could always trust and rely on [them] to come through.

Caitlin & Kyle
Atlantic Bay Customers
Kathy is quick to respond and always willing to answer questions. Could not have done it without her
Catherine O.
Recent Homebuyer
We've used Kathy Terry multiple times and would not hesitate to use here again for our financing needs.
Glenn L.
Recent Homebuyer
Kathy was amazing! She was there 100% during our home purchase and did an amazing job explaining the process. This is our second home purchase…
Dwayne T.
Recent Homebuyer

I wanted to buy a home because I wanted a place for my kids to grow up at. The whole process from picking out my home to closing date took 30 days. [Atlantic Bay] was with me every step of the way.

Tate Family
Atlantic Bay Customers
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