Atlantic Bay Sr. Mortgage Banker Kim James, NMLS #450707

Kim

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

I treat my clients like family and help them find the right fit to reach their short-term, long-term, and lifetime financial goals.

Originally from Orlando, I moved to the Virginia Beach area in 2006 for a new adventure. In 2009, I started as a loan officer assistant, learned the ropes, and steadily worked my way into the role of senior loan officer. In 2014, I began originating on my own. I specialize in an elevated and personalized homebuying experience for the first-time homebuyer to the seasoned investor.

Communication is key. Clients should never have to wonder where they are in the process. I treat my clients like family and help them find the right fit to reach their short-term, long-term, and lifetime financial goals. The homebuying and refinance processes are much more than a transaction. This is a relationship that does not end at the closing table. I value the long-term relationships I'm able to build by helping clients reach their goals. Being able to be part of the homebuying journey is such an honor, and I don't take it lightly.

I’m a plant-based nutrition enthusiast, an advocate for environmental and animal rights issues, and a yogi. When I am away from the computer, I can usually be found hiking, kayaking, or spending time with family and friends. I'm a pup mom to a very spoiled pup named Rudder. I also love to empower myself and others by being in a constant state of learning. Sharing tools of empowerment and mindset strategies with others and seeing them benefit from that information is fuel for me.

I’m committed to my practice, my community, and the families I serve by providing an elevated experience to all who invite me to be a part of their homebuying journey.

Let's get started!

Originally from Orlando, I moved to the Virginia Beach area in 2006 for a new adventure. In 2009, I started as a loan officer assistant, learned the ropes, and steadily worked my way into the role of senior loan officer. In 2014, I began originating on my own. I specialize in an elevated and personalized homebuying experience for the first-time homebuyer to the seasoned investor.

Communication is key. Clients should never have to wonder where they are in the process. I treat my clients like family and help them find the right fit to reach their short-term, long-term, and lifetime financial goals. The homebuying and refinance processes are much more than a transaction. This is a relationship that does not end at the closing table. I value the long-term relationships I'm able to build by helping clients reach their goals. Being able to be part of the homebuying journey is such an honor, and I don't take it lightly.

I’m a plant-based nutrition enthusiast, an advocate for environmental and animal rights issues, and a yogi. When I am away from the computer, I can usually be found hiking, kayaking, or spending time with family and friends. I'm a pup mom to a very spoiled pup named Rudder. I also love to empower myself and others by being in a constant state of learning. Sharing tools of empowerment and mindset strategies with others and seeing them benefit from that information is fuel for me.

I’m committed to my practice, my community, and the families I serve by providing an elevated experience to all who invite me to be a part of their homebuying journey.

Let's get started!

This is my story.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.