Atlantic Bay Sr. Mortgage Banker Kristin H. Armbrust, NMLS #1211458

Kristin

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

I can’t wait to guide you through each stage of the mortgage process and get your loan closed as quickly as possible.

I’ve been active in the mortgage industry for more than 18 years. Over my time, I’ve worked for several mortgage companies, and I’ve gained experience in processing, underwriting, and closing home loans. Now, I’m ready to put my experience to work for you and your family.

I’m based in Lynchburg, but I grew up in Altavista, VA.  I’ve lived and worked in the Hampton Roads area for the past eight years, so I’ve accrued a wealth of VA financing knowledge. I’ve even had the pleasure of working with many VA service men and women along their homebuying journeys. I have experience in Conventional & FHA financing, as well as refinancing. But most of all, I enjoy working with first-time homebuyers and guiding them through the process of their first big purchase.   

I have three boys who love to play football and wrestle.  I’m heavily involved with their schools, as I currently serve as the Treasurer for Tomahawk Elementary School PTO.  My spare time is spent volunteering at the school and cheering on my boys at sporting events.  

I’ve been active in the mortgage industry for more than 18 years. Over my time, I’ve worked for several mortgage companies, and I’ve gained experience in processing, underwriting, and closing home loans. Now, I’m ready to put my experience to work for you and your family.

I’m based in Lynchburg, but I grew up in Altavista, VA.  I’ve lived and worked in the Hampton Roads area for the past eight years, so I’ve accrued a wealth of VA financing knowledge. I’ve even had the pleasure of working with many VA service men and women along their homebuying journeys. I have experience in Conventional & FHA financing, as well as refinancing. But most of all, I enjoy working with first-time homebuyers and guiding them through the process of their first big purchase.   

I have three boys who love to play football and wrestle.  I’m heavily involved with their schools, as I currently serve as the Treasurer for Tomahawk Elementary School PTO.  My spare time is spent volunteering at the school and cheering on my boys at sporting events.  

This is my story.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.