Nikki

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

“I truly love what I do, and I think that plays a huge role in what sets me apart from other lenders. I want what’s best for each of my clients and their financial needs.”

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Lending runs in my family! My mom is an underwriter, so I grew up in the business. I began my career in the mortgage industry the summer before college, working in loan set-up for a national mortgage lender based in Northern Virginia. I came back every summer and took on different roles throughout the operations department. After graduation, I moved into investments and banking, but returned to mortgages in 2011. I’ve been in the business for 18 years and have been with Atlantic Bay since 2016.

I truly love what I do, and I think that plays a huge role in what sets me apart from other lenders. I want what’s best for each of my clients and their financial needs. I’m not just a salesperson; I strive to learn and ask all the right questions. I enjoy being able to help people accomplish something so big in their lives.

I really try to get to know my customers and their situations before I place them in a product. After that, I want to make sure my customers are updated very frequently. Even if I don’t have an update, I call just so they hear my voice. I want them to feel like I’m their buddy and am there for them through the entire transaction.

I am licensed in North Carolina and Virginia, and I serve the areas of Craven, Carteret, and surrounding counties. I specialize in first-time homebuyers, North Carolina Housing Finance Agency (NCHFA), VA, USDA, and FHA loans as well as conventional move-up buyers and retired and relocation clients. If you need a beach house, I’m your lender! People may be unaware that they can buy a property with other people. Especially with beach properties, it’s become more prevalent for couples to go into together to buy a home. It can be more complicated but I’m not afraid of a challenge, and so I’m happy to tackle anything.

I am active in the Neuse River Regional Association of REALTORS® and the Craven County Young Professionals Chamber of Commerce. In my spare time I enjoy the beach, traveling, sports, and concerts, especially with my husband JC and my sons Logen, Grayson, Jameson, and Luke.

Lending runs in my family! My mom is an underwriter, so I grew up in the business. I began my career in the mortgage industry the summer before college, working in loan set-up for a national mortgage lender based in Northern Virginia. I came back every summer and took on different roles throughout the operations department. After graduation, I moved into investments and banking, but returned to mortgages in 2011. I’ve been in the business for 18 years and have been with Atlantic Bay since 2016.

I truly love what I do, and I think that plays a huge role in what sets me apart from other lenders. I want what’s best for each of my clients and their financial needs. I’m not just a salesperson; I strive to learn and ask all the right questions. I enjoy being able to help people accomplish something so big in their lives.

I really try to get to know my customers and their situations before I place them in a product. After that, I want to make sure my customers are updated very frequently. Even if I don’t have an update, I call just so they hear my voice. I want them to feel like I’m their buddy and am there for them through the entire transaction.

I am licensed in North Carolina and Virginia, and I serve the areas of Craven, Carteret, and surrounding counties. I specialize in first-time homebuyers, North Carolina Housing Finance Agency (NCHFA), VA, USDA, and FHA loans as well as conventional move-up buyers and retired and relocation clients. If you need a beach house, I’m your lender! People may be unaware that they can buy a property with other people. Especially with beach properties, it’s become more prevalent for couples to go into together to buy a home. It can be more complicated but I’m not afraid of a challenge, and so I’m happy to tackle anything.

I am active in the Neuse River Regional Association of REALTORS® and the Craven County Young Professionals Chamber of Commerce. In my spare time I enjoy the beach, traveling, sports, and concerts, especially with my husband JC and my sons Logen, Grayson, Jameson, and Luke.

Contact me

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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870
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.