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See what my clients have experienced through their mortgage journey.

This is my second time working with Rick and both times have been super smooth! I spoke to him in late February, turned in my paperwork on March…
Kelly G.
Recent Homebuyer
Absolute professionalism. Rick and his team provided me with a painless, fast process and ensured I was informed at every step. Every question…
Andrew S.
Recent Homebuyer
It was a great experience working with Rick and his team. It's the reason we have worked with him for close to 15 years now.
Prosser C.
Recent Homebuyer

Atlantic Bay made it happen! They gave me the loan I needed so that I didn’t have to come out of pocket. From the beginning to the end, Atlantic Bay was very efficient.

Shorter Family
Atlantic Bay Customers
Really like the video updates from Rick. It’s a great touch and made the process so much more personal. Thanks Rick!
Alyssa W.
Recent Homebuyer
Rick Melville and his team were awesome. Kept me informed thru the process and And we’re always there to answer my questions. Best experience!!!
Gretchen L.
Recent Homebuyer

The relationship with Atlantic Bay through the whole process was amazing. We knew that no matter what time of day we could always trust and rely on [them] to come through.

Caitlin & Kyle
Atlantic Bay Customers
I have worked with Rick Melville for 20+ years. He is my go-to mortgage person. Always looks out for the buyer's best interest. Communicates…
Anne F.
Recent Homebuyer
Can't say enough great things about Rick and Gail. Love the weekly video updates from Rick. Gail was an absolute rock star! I felt like i had…
Bobbi P.
Recent Homebuyer
We had a great experience using Rick and his team! We were able to capitalize on a great rate and great timing thanks to his knowledge and team…
Greg H.
Recent Homebuyer

I wanted to buy a home because I wanted a place for my kids to grow up at. The whole process from picking out my home to closing date took 30 days. [Atlantic Bay] was with me every step of the way.

Tate Family
Atlantic Bay Customers
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