Atlantic Bay Mortgage Banker Robbie Gardner, NMLS #664881

Robbie

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

I believe everything can be better…

From the community that I live in and even in my own life, I strive to always find better and more efficient ways to serve. This has provided me with many opportunities to serve on local boards and in leadership roles within these organizations.

I’m constantly in the pursuit of learning so that I can continually grow and be a resource to everyone around me. By knowing the “Why” – why decisions are made, or the processes exist – I’m better able to explain the “How” in real world terms and with more ease. The mortgage industry will continue to evolve and the process doesn’t need to be difficult → I aim to prove this every day!

Buying a home is a huge step and should be a very happy, pleasant and life-changing experience. Most people in my industry forget this … I do not! I pledge to walk with you through the process as if I were part of your family, this is an honor I don’t take for granted.

“It’s not what you know; it’s what you can prove.” – Alonzo Harris

From the community that I live in and even in my own life, I strive to always find better and more efficient ways to serve. This has provided me with many opportunities to serve on local boards and in leadership roles within these organizations.

I’m constantly in the pursuit of learning so that I can continually grow and be a resource to everyone around me. By knowing the “Why” – why decisions are made, or the processes exist – I’m better able to explain the “How” in real world terms and with more ease. The mortgage industry will continue to evolve and the process doesn’t need to be difficult → I aim to prove this every day!

Buying a home is a huge step and should be a very happy, pleasant and life-changing experience. Most people in my industry forget this … I do not! I pledge to walk with you through the process as if I were part of your family, this is an honor I don’t take for granted.

“It’s not what you know; it’s what you can prove.” – Alonzo Harris

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.