Ruth

  • Ruth Crain Shrader
  • Sr. Mortgage Banker
  • NMLS #79638
  • Licensed in NC & SC

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

It’s fun for me to analyze and figure out what I can do to deliver the best solutions for every family’s unique situation.
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Senior Mortgage Banker Ruth Shrader brings Atlantic Bay Mortgage Group® a broad range of skills. From a start in the finance industry focusing on auto and personal loans nearly 22 years ago, to working with families on refinance loans, she found her calling when she began originating purchase loans 6 years ago. Whether it’s first-time homebuyers, repeat buyers, a vacation home, refinancing, or someone looking to downsize, she has the experience and expansive knowledge to assist anyone’s needs.

Ruth says, “I enjoy helping my clients achieve their dreams and goals to accommodate whatever phase of life they’re in. It’s fun for me to analyze and figure out what I can do to deliver the best solutions for every family’s unique situation. I also keep lines of communication open throughout the loan process, which often turns into a lifelong friendship that extends beyond the life of the loan.”

Licensed in North Carolina and South Carolina with an impressive record of helping thousands of homebuyers, Ruth is excited to assist more friends, families, and neighbors achieve homeownership in Denver, Lake Norman, and surrounding markets. When she’s not dedicating her time to clients, she spends time with her husband, Ben, two daughters, Cambi and Kaidyn, and son, Kenny. You may also find her watching her kids play sports, planning the next family vacation, writing poetry, or attending concerts and music festivals.

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What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.