Stephen

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

My parents gave me a tremendous gift by setting a wonderful example for me on how to go through life. Setting this same type of example for my kids will always be my mission…

Family. Faith. Strength. Compassion. Kindness. Love.

Both of my kids are young adults now, figuring out the paths they want to take both personally and professionally. I know the decisions they are actively making will help shape their lives and I have a deep desire to continue to show them how to function in the world - to walk the good walk in all aspects of life.

I’m in a wonderful stage of my life and have a true blending of values and goals in my personal and business lives. Knowing I have helped someone in a way that was honest, professional, and made a positive difference in their life has always been the most gratifying part of my career. That’s who I always want to be for my clients.

For my kids, I aspire to be the person for them that my parents were for me. Someone who leads by example, does the right thing just because it’s right, cares about others, and leaves a positive impact in this world.

Family. Faith. Strength. Compassion. Kindness. Love.

Both of my kids are young adults now, figuring out the paths they want to take both personally and professionally. I know the decisions they are actively making will help shape their lives and I have a deep desire to continue to show them how to function in the world - to walk the good walk in all aspects of life.

I’m in a wonderful stage of my life and have a true blending of values and goals in my personal and business lives. Knowing I have helped someone in a way that was honest, professional, and made a positive difference in their life has always been the most gratifying part of my career. That’s who I always want to be for my clients.

For my kids, I aspire to be the person for them that my parents were for me. Someone who leads by example, does the right thing just because it’s right, cares about others, and leaves a positive impact in this world.

This is my story.

What can you afford?

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.