Steve

Buying a home is one of the biggest financial decisions you’ll ever make. No two situations are the same. That’s why I don’t believe in one-size-fits-all lending. I take the time to get to know you and your family, understand your financial goals and your story, and learn what matters most to you, then build a mortgage strategy that fits.

As a Senior Mortgage Banker and Sales Coach, I bring 35+ years of experience in residential lending and financial services to every client relationship. I’ve seen just about every scenario. More importantly, I know how to navigate the details so you don’t have to feel overwhelmed by them.

Whether you're buying your first home, moving up, downsizing, building a new home, investing in real estate, or exploring a refinance, I’ll make sure you always know what’s happening and what comes next.

Clients often tell me they feel like they’re my only client. That’s intentional. I strive to make every client feel that way. You deserve that level of focus, consultation, and care. At the end of the day, this isn’t just about getting a loan approved. It’s about helping you move forward with confidence, clarity, and a plan that supports your long-term financial goals. I’ll be with you every step of the way, making the process smooth, strategic, and as stress-free as possible.

A little about me… My bride, Ginger, and I have been married for 30 years. We have two great kids: Ally (25, a Sports Broadcasting Director at Charleston Southern University) and Brock (in his third year at NC State). And I can’t forget to mention our little Yorkie, Lola. I grew up in Roanoke, Virginia, and graduated from NC State University with a degree in Business Management. I’ve been in mortgage banking for the past 36 years, serving in a wide variety of sales and leadership roles.