The Real Estate Group

Marcie Ellis has been in the mortgage business for 21 years and has one goal: to return to the days when a mortgage was a reasonable and positive transaction!

Clients and REALTORS have come to expect that getting a mortgage will be a grueling and frustrating process. You don't have to look far to find ample proof of this! At Atlantic Bay Mortgage Group we loan our own money, then sell the loans directly to Fannie Mae and Freddie Mac. No bank is involved. No added layers of approval. No added restrictions. We take your loan application, submit it to the underwriter immediately, let you and your agent know if you're approved and give you a list of items needed to complete your file. It's that simple!

Stacey started in the mortgage industry 18 years ago as a loan officer and worked very hard over the years to eventually become Chief Operations Officer at her previous company. After they closed their doors, Stacey made a seamless transition to Atlantic Bay Mortgage Group and has been a Presidents Club Winner ever since. She is also recognized by VHDA as one of the top-producing VHDA originators in Virginia and is licensed in multiple states.

I have been a lifelong resident of Hampton Roads, graduating from Hickory High School and then Virginia Tech. Go Hokies! I have been a member of Atlantic Bay’s great team of local Mortgage Professionals since the Spring of 2013. Growing up in Hampton Roads I have a vast knowledge of the area and have seen it grow tremendously. It is my goal to provide a fast and smooth mortgage process that ensures my customers are living comfortably and financially secure with their mortgage payments.

Todd Starr has 21 years of mortgage experience and is excited to be associated with Atlantic Bay Mortgage Group. He spent the first 15 years of his career working as a mortgage originator in his hometown market of Frederick, MD. Since moving too the area Todd has been active with volunteering with the Hampton Roads Realtors Association and is currently President Elect of the Tidewater Mortgage Bankers Association.