Atlantic Bay Sr. Mortgage Banker & Certified Mortgage Advisor Ann Arnesen, NMLS #453374

Ann

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

My mission is to help my clients get to the closing table step-by-step, while assuring them that I am a resource they can count on.

Ann Arnesen is a Senior Mortgage Banker and Certified Mortgage Advisor (CMA) with a rich history of aiding clients in achieving their homeownership dreams since 2005. With a career spanning over 18 years, Ann has guided numerous families through the complexities of the homebuying process. Her clientele ranges from young couples initiating their families to single mothers, move-up buyers, and investors, for whom she tailors loan programs to fit their unique needs. Many of her satisfied clients not only return for repeat business but also enthusiastically recommend Ann's services to their friends and family.

Ann takes immense pride in the families she has assisted in achieving their dreams of homeownership. During initial consultations, Ann takes great care to emphasize the accessibility of homeownership to her clients. She understands that many individuals may feel daunted by the prospect of purchasing a home, whether due to financial concerns or misconceptions about the process itself. As a seasoned Mortgage Banker, Ann possesses a deep understanding of the various loan programs and resources available to prospective homebuyers.

Through open and honest communication, Ann works to dispel any myths or barriers that may hinder her clients' confidence in pursuing homeownership. She provides clarity on the steps involved in the homebuying process and educates her clients on the options and opportunities available to them. By doing so, she empowers them to make informed decisions and take proactive steps toward achieving their homeownership goals.

Ann's approach reflects her commitment to being a trusted resource for her clients, guiding them every step of the way with transparency and integrity. By highlighting the feasibility of homeownership and offering personalized guidance, she instills confidence in her clients and helps them realize that their dream of owning a home is indeed within reach.

Ann graduated with Honors from American InterContinental University, where she obtained her Associates degree in Business Administration. Her professional excellence has been consistently recognized, including being honored as Chairman’s Club, President’s Club, and receiving Virginia Housing's Top Producing Loan Officer Award from 2017 to 2023.

Outside her professional endeavors, Ann resides in Virginia Beach alongside her husband, Ken, and their blended family. Beyond her role as a Mortgage Banker, she’s a Hokie mom, indulges in golfing, volunteers her time, and enjoys playful moments with her pittie. Ann's multifaceted life reflects her dedication to both her profession and personal pursuits.

Ann Arnesen is a Senior Mortgage Banker and Certified Mortgage Advisor (CMA) with a rich history of aiding clients in achieving their homeownership dreams since 2005. With a career spanning over 18 years, Ann has guided numerous families through the complexities of the homebuying process. Her clientele ranges from young couples initiating their families to single mothers, move-up buyers, and investors, for whom she tailors loan programs to fit their unique needs. Many of her satisfied clients not only return for repeat business but also enthusiastically recommend Ann's services to their friends and family.

Ann takes immense pride in the families she has assisted in achieving their dreams of homeownership. During initial consultations, Ann takes great care to emphasize the accessibility of homeownership to her clients. She understands that many individuals may feel daunted by the prospect of purchasing a home, whether due to financial concerns or misconceptions about the process itself. As a seasoned Mortgage Banker, Ann possesses a deep understanding of the various loan programs and resources available to prospective homebuyers.

Through open and honest communication, Ann works to dispel any myths or barriers that may hinder her clients' confidence in pursuing homeownership. She provides clarity on the steps involved in the homebuying process and educates her clients on the options and opportunities available to them. By doing so, she empowers them to make informed decisions and take proactive steps toward achieving their homeownership goals.

Ann's approach reflects her commitment to being a trusted resource for her clients, guiding them every step of the way with transparency and integrity. By highlighting the feasibility of homeownership and offering personalized guidance, she instills confidence in her clients and helps them realize that their dream of owning a home is indeed within reach.

Ann graduated with Honors from American InterContinental University, where she obtained her Associates degree in Business Administration. Her professional excellence has been consistently recognized, including being honored as Chairman’s Club, President’s Club, and receiving Virginia Housing's Top Producing Loan Officer Award from 2017 to 2023.

Outside her professional endeavors, Ann resides in Virginia Beach alongside her husband, Ken, and their blended family. Beyond her role as a Mortgage Banker, she’s a Hokie mom, indulges in golfing, volunteers her time, and enjoys playful moments with her pittie. Ann's multifaceted life reflects her dedication to both her profession and personal pursuits.

This is my story.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.