• Tips, Tools, and What
      to Know Next

      Follow us on social for homebuyer tips, guides, and updates.

    • Tips, Tools, and What
      to Know Next

      Follow us on social for homebuyer tips, guides, and updates.

    Lending
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    Home is personal. Your mortgage should be too. For more than 30 years, we've made lending feel simple, human, and built on trust—because your journey matters as much as your loan.
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    Mortgage Banker Name
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    Reviews + Testimonials
    Real stories from the people who’ve been where you are…
    "Our real estate agent recommended Atlantic Bay and we were glad she did. We always knew exactly where we were in the process and what the next steps were."
    Carl N.
    Marietta, GA
    "Atlantic Bay was outstanding throughout our entire home loan process. They worked closely with our budget, provided clear options, and were realistic about the numbers. The final monthly payment was exactly as projected with zero surprises."
    Victor M.
    Conway, SC
    Families choose
    THE ATLANTIC BAY
    DIFFERENCE
    Excellent! (4.9 out of 5)
    *Based on Zillow reviews as of 09/01/2026. Ratings may vary.
    See Why
    "I don’t think I even have the words to describe how amazing it was working with Atlantic Bay. It was the smoothest and easiest process. Always kept me informed."
    Sarah T.
    Southport, NC
    *Testimonials are from real customers and reflect individual experiences. Individual results may vary.
    Resources
    With expert guidance and the right tools, you can make smart choices and lead your best life.
    HOMEBUYER HANDBOOK
    Your Clear Path to Homeownership
    Step-by-step guidance for first-time buyers to make confident, informed decisions.
    REFINANCE GUIDE
    Take Control of Your Home Loan
    Learn how refinancing can save you money, lower your rate, or tap into home equity.
    For refinances, the total finance charges may be higher over the life of the loan.
    Contact us
    Let’s plan your next chapter
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    Desired Monthly Payment
    $1,000 - $2,000
    In which state are you looking to buy?
    What is your purchase timeline?

    By providing a telephone number and submitting the form, I expressly consent and authorize Atlantic Bay Mortgage Group, L.L.C. and its representatives to contact me by phone, SMS text message, or email. Message and data rates may apply. You consent to the use of automated dialing systems, prerecorded or artificial voice messages, and AI (Artificial Intelligence) technology to facilitate calls or texts for both marketing and customer service purposes. Message frequency may vary. You can reply “STOP” to opt out of further text messages. Reply HELP for more information. To opt-out of email marketing communication click unsubscribe at the bottom of the email. Your consent is not a condition of any loan application or approval. To learn more about SMS/text correspondence visit https://www.atlanticbay.com/online-privacy-policy#sms-terms-and-conditions. For information on how we protect your data and respect your privacy, please review our Privacy Policy. To opt out of marketing communications, visit https://www.atlanticbay.com/opt-out/.

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    Featured statements, testimonials, and opinions are unsolicited and may not be representative of all borrowers’ experiences. Individual results may vary. Testimonials are voluntarily provided and are not paid, nor provided with any benefits in exchange for said statements. For more consumer reviews, visit www.experience.com/reviews/office/atlantic-bay-mortgage-virgnia-beach-46727. Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Opportunity Lender. Located at 600 Lynnhaven Parkway Suite 100, Virginia Beach, VA 23452.