Atlantic Bay Sr. Mortgage Banker Ashley Stephens, NMLS #98366

Ashley

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.

A little more about me.

My team and I take the guesswork out of buying a home. 

I fell into the mortgage industry by chance in 2000 by way of a friend of a friend. At the time, I was attending UNC Charlotte with aspirations of being an English teacher. I took a chance, accepted the job, closed my first loan, and as they say – the rest is history.  Mortgage is everything I love; teaching, helping others, and putting together pieces of a puzzle. I was hooked and never looked back.

Fast forward 22 years – it’s been a wild ride helping hundreds of families with their mortgage needs!  Each client has been different, special, and most importantly, valued. I work to create an exceptional experience for my clients. It’s more than just a process for me; it’s an education of different loan options, determining long- and short-term goals, and creating trust and confidence with the biggest financial decision of a person’s life. 

My goal is to build a lifelong relationship with my clients. I want to be the go-to lender when their children are ready to become homeowners, or when they’re ready to downsize or purchase an investment property or second home. I’m licensed in North Carolina and Virginia, and I specialize in first-time homebuying.

I’m the proud mama of Tucker, my 16-year-old dare devil, and Gemma, my 9-year-old with a heart of gold. My husband and I have been together for 26 years. In my spare time, you can find me at the gym, with my nose in a book, or learning the art of beekeeping.

I fell into the mortgage industry by chance in 2000 by way of a friend of a friend. At the time, I was attending UNC Charlotte with aspirations of being an English teacher. I took a chance, accepted the job, closed my first loan, and as they say – the rest is history.  Mortgage is everything I love; teaching, helping others, and putting together pieces of a puzzle. I was hooked and never looked back.

Fast forward 22 years – it’s been a wild ride helping hundreds of families with their mortgage needs!  Each client has been different, special, and most importantly, valued. I work to create an exceptional experience for my clients. It’s more than just a process for me; it’s an education of different loan options, determining long- and short-term goals, and creating trust and confidence with the biggest financial decision of a person’s life. 

My goal is to build a lifelong relationship with my clients. I want to be the go-to lender when their children are ready to become homeowners, or when they’re ready to downsize or purchase an investment property or second home. I’m licensed in North Carolina and Virginia, and I specialize in first-time homebuying.

I’m the proud mama of Tucker, my 16-year-old dare devil, and Gemma, my 9-year-old with a heart of gold. My husband and I have been together for 26 years. In my spare time, you can find me at the gym, with my nose in a book, or learning the art of beekeeping.

Atlantic Bay Mortgage Group corporate headquarters in Virginia Beach, Virginia

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.