Ben

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

I am very honest, I am very trustworthy & I am very direct about what clients need to do to make sure they are in the best position to buy.

Contact me

Raised in Hickory, North Carolina, Ben Carlton has that down-home honesty and warm personality that resonates with people of the region. Licensed in North Carolina and South Carolina, he has helped hundreds of Charlotte, Hickory and Lake Norman families reach their goals of home ownership.

Ben Carlton started his career in the mortgage industry when his friend convinced him to leave his building project manager job and switch to mortgage. A few months later in 2013, both Ben and his friend came to Atlantic Bay. With his project management background, Ben brings a planning aspect to mortgage process, using his knowledge of inspections and appraisals to his clients’ advantage.

The sooner Ben can chat with a client about family life, the weather, whatever it is that gets them to feel some kind of connection with him, the better he likes it. He says, “I love talking through the mortgage planning stages with the family before they are under contract. After I gather information from them, I prepare some estimates and go over all the types of loans they are eligible for, showing them the advantages and disadvantages of each loan program. Based on what they have told me, I tell them the one I think is best for them.” Throughout the entire mortgage process, Ben is responsive to his clients and is available nights and weekends.

Ben gives back to his community through his church activities and is active in the Charlotte Business Network. In addition, he is on the board of his local neighborhood country club.

Raised in Hickory, North Carolina, Ben Carlton has that down-home honesty and warm personality that resonates with people of the region. Licensed in North Carolina and South Carolina, he has helped hundreds of Charlotte, Hickory and Lake Norman families reach their goals of home ownership.

Ben Carlton started his career in the mortgage industry when his friend convinced him to leave his building project manager job and switch to mortgage. A few months later in 2013, both Ben and his friend came to Atlantic Bay. With his project management background, Ben brings a planning aspect to mortgage process, using his knowledge of inspections and appraisals to his clients’ advantage.

The sooner Ben can chat with a client about family life, the weather, whatever it is that gets them to feel some kind of connection with him, the better he likes it. He says, “I love talking through the mortgage planning stages with the family before they are under contract. After I gather information from them, I prepare some estimates and go over all the types of loans they are eligible for, showing them the advantages and disadvantages of each loan program. Based on what they have told me, I tell them the one I think is best for them.” Throughout the entire mortgage process, Ben is responsive to his clients and is available nights and weekends.

Ben gives back to his community through his church activities and is active in the Charlotte Business Network. In addition, he is on the board of his local neighborhood country club.

Contact me

This is my story.

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
$
$
%
%
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
$
870
$

Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

$
$
$
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.