Buy a Home
Explore paths, tools, and loan options in one place.
Mortgage pre-approval
Learn what you can realistically afford.
First-Time Homebuyer
Resources, guides, and mortgage education.
Home Loan Options
Find the loan that fits your needs.
The Mortgage Process
A simple breakdown of every step.
Home Affordability
See what fits comfortably in your budget.
Talk to someone who knows your specific market.
Down Payment Assistance
Programs that help lower your upfront cost.
Conventional Loans
A solid option for most homebuyers.
FHA Loans
Lower down payments for qualified buyers.
VA Loans
Zero down financing for those who served.
USDA Loans
Zero down loans for eligible rural homes.
Jumbo Loans
Loans built for higher-priced homes.
Self-Employed Loans
Financing with non-traditional income.
Featured Program
Your first home is closer than you think. We're here to show you exactly how to get there.
Other popular paths:
Refinance
Rethink your mortgage on your terms.
Refinance Your Mortgage Rate
Update your rate to match today's market.
See if refinancing makes sense for you.
Refinance Your Mortgage on Your Terms
Refinancing replaces your current mortgage with a new loan, and Atlantic Bay Mortgage Group is here to help you find the right option...
Home Equity
Fully tap into your home’s value.
Home Equity Loans
Borrow against the value you've built.
Get expert, local insight on your equity.
Home Equity: Put What You've Built To Work
Already know your home has value beyond the mortgage you owe? This is where you find out what home equity is, how much...
Rates
Keep an eye on what’s changing.
Mortgage Rates
A guide to how mortgage rates work for both purchases and refinances.
Calculators
Plug in your numbers, see your options.
Talk rates with a local pro.
Affordability Calculator
Find out how much home you can afford.
Mortgage Rates: How They Work and What They Mean for You
A guide to how mortgage rates work for both purchases and refinances, and why rates are only one piece...
Resources
A few extra tools every homebuyer could use.
Support to cover upfront costs.
Homeowner Hub
Guidance made for life after closing.
Knowledge Center
Answers to your mortgage questions.
Calculator
Make A Payment
Annual Mortgage Review
A quick conversation to support your financial goals.
Get answers straight from a mortgage pro.
AB Insurance
Protect your home and what's inside.
You work hard for your lifestyle, we work hard to protect it.
AB Insurance shops multiple, top-rated carriers to find homeowner’s insurance coverage that fits your needs.