Dawn St.Clair Phillips

Sr. Mortgage Banker | NMLS #115936

Licensed in VA & NC

111 Cybernetic Way, Suite 118
Yorktown, VA 23693
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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

I’ll be with (my clients) all the way through. I’ll hold their hand.

Dawn St.Clair Phillips has worked in the finance/mortgage industry for 22 years. Licensed in North Carolina and Virginia, she specializes in…

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We've collected reviews from my clients so that you can see how I'm doing.

The results are in...

Dawn did it all. I had very little effort to put out. My last loan was through Bank of America. It seemed like I was the only one working on it. That didn't happen with Dawn. Thank you! Give Dawn a raise. She's worth it! If it wasn't for my wife and kids, Dawn's the next best thing that I have ever known!

-Joseph L.


Licensed Loan Officer
Purchase and Refinance

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This calculator is made available to you as a self-help tool. All examples are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information you have provided. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs.


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Our Mission: Atlantic Bay Cares is the community outreach arm of Atlantic Bay Mortgage Group with the primary goal of changing lives in communities through doing good and giving back to causes meaningful to our employees.

Celebrating More than 20 Years of

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Dawn St.Clair Phillips

Sr. Mortgage Banker