Dawn

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

I’ll be with (my clients) all the way through. I’ll hold their hand.

Contact me

Dawn St.Clair Phillips has worked in the finance/mortgage industry for 22 years. Licensed in North Carolina and Virginia, she specializes in purchases and reverse mortgages. She offers her clients dependable service and exceptional product knowledge in all types of loans.

Dawn came to Atlantic Bay in 2002, transitioning from the insurance industry. She knows that working with one mortgage lender for 17 years offers her clients distinct advantages.

She says, “Atlantic Bay has tried to make the mortgage process as easy as possible. I work hand-in-hand with my loan processor, who actually gathers the paper documentation for the file. Since we all work together, my clients can pick up the phone and call me directly any time day or night if there is any concern. That’s the advantage of working with Atlantic Bay. You can talk to the same person every time.”

Dawn’s takes the time walk borrowers through the whole process from start to finish. She says, “I tell my clients that I’ll be with them all the way through. I’ll hold their hand.” Specializing in purchases and reverse mortgages, Dawn also focuses on working with local city and state employees including teachers, firefighters and police officers.

Dawn is active in the community and her church.

Dawn St.Clair Phillips has worked in the finance/mortgage industry for 22 years. Licensed in North Carolina and Virginia, she specializes in purchases and reverse mortgages. She offers her clients dependable service and exceptional product knowledge in all types of loans.

Dawn came to Atlantic Bay in 2002, transitioning from the insurance industry. She knows that working with one mortgage lender for 17 years offers her clients distinct advantages.

She says, “Atlantic Bay has tried to make the mortgage process as easy as possible. I work hand-in-hand with my loan processor, who actually gathers the paper documentation for the file. Since we all work together, my clients can pick up the phone and call me directly any time day or night if there is any concern. That’s the advantage of working with Atlantic Bay. You can talk to the same person every time.”

Dawn’s takes the time walk borrowers through the whole process from start to finish. She says, “I tell my clients that I’ll be with them all the way through. I’ll hold their hand.” Specializing in purchases and reverse mortgages, Dawn also focuses on working with local city and state employees including teachers, firefighters and police officers.

Dawn is active in the community and her church.

Contact me

This is my story.

What can you afford?

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.