Licensed in VA & NC

Ginny Phillips

Sr. Mortgage Banker | NMLS #447959

111 Cybernetics Way, Suite 118
Yorktown, VA 23693
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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 ( is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

“Buying a home is a significant step and understanding each phase of the loan process reduces anxiety. My strength is in communicating the details. It’s as simple as that.”

Ginny Phillips has been in the banking/mortgage industry since 2005 and knows that communication is a vital component of ensuring the…

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We've collected reviews from my clients so that you can see how I'm doing.

The results are in...

I would highly recommend Ginny w/ Atlantic Bay Mortgage Group to everyone. Her and her team were a breeze to work with and made the home buying process enjoyable, as it should be. From start to finish, Ginny & Co. were knowledgeable, professional, and responsive, offering us guidance throughout. We are so grateful!

-Philip C.


Families Helped
10+ Years

Financing Tool Kit

Hand-picked tools designed to educate and inform

$ 1074.18

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This calculator is made available to you as a self-help tool. All examples are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information you have provided. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs.

We have one goal in mind – to help me help you get the home of your dreams.

Teamwork does make the dream work!


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Our Mission: Atlantic Bay Cares is the community outreach arm of Atlantic Bay Mortgage Group with the primary goal of changing lives in communities through doing good and giving back to causes meaningful to our employees.

Celebrating More than 20 Years of

Lending Peace of Mind

Ginny Phillips

Sr. Mortgage Banker | NMLS #447959
Licensed in VA & NC