Licensed in VA

Joe Cundiff

Mortgage Banker | NMLS #210457

2350 Electric Road, Suite 100
Roanoke, VA 24018
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Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 ( is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

“I am going to listen and help you access your financial goals and dreams. I am going to make sure you are in the best possible situation.”

Joe Cundiff started working in the banking/mortgage business in 1993. He has helped thousands of homebuyers finance their homes in a vast…

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We've collected reviews from my clients so that you can see how I'm doing.

The results are in...

Joe was very detailed in explaining the refinance process to us. He always had time for our questions, and did an excellent job handling the process from the first handshake to the last. We highly recommend Joe Cundiff to anyone needing a mortgage or re-fi. Thanks again

-Donald N. and Megan H.


Licensed Loan Officer
Purchase and Refinance

Financing Tool Kit

Hand-picked tools designed to educate and inform

$ 1074.18

Estimated Monthly Mortgage Payment

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This calculator is made available to you as a self-help tool. All examples are hypothetical and for illustrative purposes only. Any calculations assumes the theoretical borrower will have excellent credit and are based on information you have provided. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on location, loan type, and many other determining factors. This information was prepared by an independent third party, and accuracy is not guaranteed. We encourage you to seek personalized advice from qualified professionals regarding all financial issues and needs.


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Our Mission: Atlantic Bay Cares is the community outreach arm of Atlantic Bay Mortgage Group with the primary goal of changing lives in communities through doing good and giving back to causes meaningful to our employees.

Celebrating More than 20 Years of

Lending Peace of Mind

Joe Cundiff

Mortgage Banker | NMLS #210457
Licensed in VA