Joe

  • Joe Cundiff
  • Mortgage Banker
  • NMLS #210457
  • Licensed in VA

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

I am going to listen and help you access your financial goals and dreams. I am going to make sure you are in the best possible situation.

Joe Cundiff started working in the banking/mortgage business in 1993. He has helped thousands of homebuyers finance their homes in a vast array of lending situations.

Joe Cundiff was working in the commercial banking industry when a family friend suggested he contact her nephew, Brian Mason, one of the owners of Atlantic Bay. With over 22 years experience in banking, commercial banking and mortgage banking, Joe was a good fit for Atlantic Bay and joined the company in 2009.

A strong communicator, Joe listens closely to his clients to understand what they are trying to accomplish. He says, “I listen to what my clients have to say. We have a conversation about who they are, their family, what they are trying to accomplish and their reason for buying or refinancing. That is my No. 1 priority. I can’t help them until I know their situation and what they are trying to accomplish. Once I have the information I need and know what sort of structure to go with, I talk with clients about the type of loan I am suggesting and why I think it would be beneficial.”

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
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870
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.