Customer testimonials

See what my clients have experienced through their mortgage journey.

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Joe was incredible to work with on my loan. I am new to the area and have a difficult time trusting new people to do business with. I knew…
Catherine M.
Recent Homebuyer
Dear Joe, I wanted to thank you again for all that you did on my behalf regarding my mortgage loan. I realize that my situation was challenging…
Jane T.
Recent Homebuyer
Joe was the best. we had a unique situation and he was able to make it happen. I was buying a house in VA for my daughter - I live in OK. Timing…
Sally A.
Recent Homebuyer
Joe Delgado's service was great. He is professional a personable. would work with him again if the opportunity presents it's self.
Darrell E. and Gloria F.
Recent Homebuyer
As a recently single woman I had never obtained a mortgage on my own. I didn't even know if I could get a mortgage, much less how to get one…
Paulette D.
Recent Homebuyer
Joe Delgado was very professional, knowledgeable and proficient and was always there when I had a question. He gets a 10!
Donald C.
Recent Homebuyer
Joe and his team are amazing, professional and focused. This was my 2nd time using Atlantic Bay within 4 years!! I will be back. Tell Joe he can…
Craig G.
Recent Homebuyer
Joe Delgado was the perfect mortgage banker for me. Worked with me re rates, getting documentation, and handling issues with underwriters. When…
Mary M.
Recent Homebuyer