Joshua

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

About me

Not what, but Why!

“Everyone needs help some time son, and if I have the ability to help them I will.”

When I was growing up my family was rarely financially stable and needed help like a lot of other American families. It was always a struggle finding people who would go the extra mile to help us with money management. Eventually, my father was able to become fiscally stable enough to support our family’s needs. He then felt like he needed to start giving back to our community by helping other struggling families within our neighborhood.

As a child, I asked my father why he helped so many people and that is when he shared with me the quote above. Since then, I have used this simple statement as a guide – a motus operandi - and I have applied it to both my personal and professional lives. This led me to form a passion for finance and a drive to help consumers build a financial bridge to carry their dreams to reality!

Life rarely makes the path to our dreams and goals easy. I have helped a broad spectrum of people reach toward achieving their dream driven goals throughout my years in finance. Now, being in the mortgage industry has only increased my passion for helping people reach their dreams! Every day I think about just how blessed I really am with being able to help my community fulfill their housing needs! If there is any one thing that is the driver at the core of my passion, it is helping families in my community turn a “House” into a “Home”!

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
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870
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Homeowners insurance: a standard insurance policy that covers damage to your home and protects your personal property.

from AB Insurance.

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*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.