Julie

  • Julie Anne Smallwood
  • Mortgage Banker
  • NMLS #1074434
  • Licensed in VA

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

A little more about me.

My goal is to exceed any and all expectations of the loan process and offer the highest level of customer service. I am upfront, honest, and known to under promise and over deliver.

Contact me

With more than 15 years of experience in the mortgage industry, I have learned the ins and outs of the home loan process so that I can best advise my clients along their financing journeys. I started out as a pipeline assistant to a friend and enjoyed it so much that I took on a full-time position as an account manager for a mortgage company. Since, I have helped transform hundreds of homebuyers into homeowners.

One of my favorite parts of my job is educating my clients, but what’s even more important to me is building lasting relationships with each one. A home purchase is likely one of the largest purchases they will make in their lifetime, so I do all I can to ensure my clients are confident in their decisions.

I am licensed in Virginia and specialize in assisting first-time homebuyers and veterans. In my spare time, I enjoy cooking, camping, and hiking. You can find me hanging out with my daughter, her husband, and their son, Brittany, Andrew, and Aezer, my two other daughters, Maury and Matigan, and my four-legged fur babies, a boxer named Loki and an Austrian shepherd, Ellie Mae.

With more than 15 years of experience in the mortgage industry, I have learned the ins and outs of the home loan process so that I can best advise my clients along their financing journeys. I started out as a pipeline assistant to a friend and enjoyed it so much that I took on a full-time position as an account manager for a mortgage company. Since, I have helped transform hundreds of homebuyers into homeowners.

One of my favorite parts of my job is educating my clients, but what’s even more important to me is building lasting relationships with each one. A home purchase is likely one of the largest purchases they will make in their lifetime, so I do all I can to ensure my clients are confident in their decisions.

I am licensed in Virginia and specialize in assisting first-time homebuyers and veterans. In my spare time, I enjoy cooking, camping, and hiking. You can find me hanging out with my daughter, her husband, and their son, Brittany, Andrew, and Aezer, my two other daughters, Maury and Matigan, and my four-legged fur babies, a boxer named Loki and an Austrian shepherd, Ellie Mae.

Contact me

What can you afford?

Use my mortgage calculator to estimate your monthly cost.*
$
$
%
%
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.
$1,224.58
Monthly Payment
$
870
$
$
$
$
*This calculator is made available to you as an informational tool. All examples are hypothetical and are for illustrative purposes only. Any amount calculated is an estimate only. The actual amount may be higher or lower depending on individual scenarios, credit scores and market conditions. Atlantic Bay Mortgage Group does not guarantee the applicability of the above terms in regards to your individual circumstances. This information is not intended to replace the advice of a tax or financial professional.